Make the unexpected a little easier.

When you experience an accident, your life can be turned upside down and sometimes so can your finances. Make sure you're prepared with Aflac Accident Advantage. Don't let the stress of unexpected accidents derail life's plans. Rest easy with help from Aflac—and allow yourself to focus on recovery.

Make the unexpected a little easier.

When you experience an accident, your life can be turned upside down and sometimes so can your finances. Make sure you're prepared with Aflac Accident Advantage. Don't let the stress of unexpected accidents derail life's plans. Rest easy with help from Aflac—and allow yourself to focus on recovery.

About 1 out of 8
people seek
medical attention
for an injury.*
About 1 out of 8
people seek medical attention
for an inury.*
$5,600:
The average medical
expenses for an
accidental injury.*
$5,600:
The average medical expenses for an
accidental injury.*
*Injury Facts, 2015 Edition, National Safety Council

Here's how it works.

You can't predict when an accident might happen. In the event of an unexpected injury, an Aflac Accident Advantage policy can help protect your personal finances. Aflac provides individuals and families affordable insurance that helps with expenses that may not be covered by major medical insurance. Aflac Accident Advantage includes benefits such as the Accident Treatment Benefit, Organized Sporting Activity Benefit, and Ambulance Benefit—to help keep your life on track.

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Trouble strikes.

There are 3 seconds left on the clock in the state hockey playoffs and all eyes are on your child. The seconds pass when suddenly—down he goes.

Your child is taken to the ER by
ambulance.

The x-rays come back and the diagnosis is clear—broken leg. Your child is whisked away to the operating room for surgery.

Aflac Accident Advantage helps give
you peace of mind.

Cash benefits are paid directly to you (unless you choose otherwise), helping ease the financial stress of your child's accident.

You get your money fast.

Claims made on your Aflac Accident Advantage policy are eligible for One Day Pay℠, so unexpected bills don't have to leave you sidelined.

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One Day Pay℠ is available for certain individual claims submitted online through the Aflac SmartClaim® process. Claims may be eligible for One Day Pay processing if submitted online through Aflac SmartClaim, including all required documentation, by 3 p.m. ET. Documentation requirements vary by type of claim; please review requirements for your claim(s) carefully. Aflac SmartClaim is available for claims on most individual Accident, Cancer, Hospital, Specified Health, and Intensive Care policies. Processing time is based on business days after all required documentation needed to render a decision is received and no further validation and/or research is required. Individual Company Statistic, 2019.
Option 1

$3,025

Benefits Payable

Option 2

$4,806.25

Benefits Payable


Option 3

$5,570

Benefits Payable

Option 4

$6,620

Benefits Payable


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Organized Sporting Activity Benefit

With the Organized Sporting Activity Benefit, you're eligible to receive an additional 25% of the benefits payable, up to $1,000 per policy, per calendar year.

This benefit is not payable for injuries that are caused by or occur as a result of a covered person's participating in any sport or sporting activity for wage, compensation, or profit, including officiating or coaching; or racing any type of vehicle in an organized event.

Customize your coverage
with these optional add-ons.

Additional Accidental-Death Benefit Rider

When dealing with a loss, the last thing you want to think about is finances. The Additional Accidental-Death Benefit Rider pays an additional $35,000 for insured and/or spouses, and $7,000 per child, helping you focus on what really matters.

Aflac will not pay benefits under the rider for accidental-death that is caused by or occurs as a result of a hazardous activity accident.

Aflac Plus Rider

With the Aflac Plus Rider, you can help protect yourself against high expenses associated with serious illnesses and can give yourself peace of mind, even in a difficult situation. Apply for the Aflac Plus Rider or ask your agent for more information!

Additional Accidental-Death Benefit Rider

When dealing with a loss, the last thing you want to think about is finances. The Additional Accidental-Death Benefit Rider pays an additional $35,000 for insured and/or spouses, and $7,000 per child, helping you focus on what really matters.

Aflac will not pay benefits under the rider for accidental-death that is caused by or occurs as a result of a hazardous activity accident.

Aflac Plus Rider

With the Aflac Plus Rider, you can help protect yourself against high expenses associated with serious illnesses and can give yourself peace of mind, even in a difficult situation. Apply for the Aflac Plus Rider or ask your agent for more information!