1 ACCIDENT INDEMNITY ADVANTAGE – A35000 SERIES
In Arkansas, Policies A35100AR-A35200AR, & A35B24AR. In Idaho, Policies A35100ID-A35200ID, & A35B24ID. In New York, Policies NY35100-NY35400, NY35B24, & NYB35OF. In Oklahoma, Policies A35100OK-A35200OK, & A35B24OK. In Oregon, Policies A35100OR-A35400OR, A35B24OR, & A35BOFOR. In Pennsylvania, Policies A35100PA-A35200PA, & A35B24PA. In Texas, Policies A35100TX-A35200TX, & A35B24TX. In Virginia, Policies A35100VA-A35400VA, A35B24VA, & A35BOFVA. This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
Limitations and Exclusions for residents of Arizona:
Limitations and Exclusions for residents of Idaho:
Limitations and Exclusions for residents of New Jersey:
Limitations and Exclusions for residents of Virginia:
2 Broken Leg Diagnosis & Treatment, Mayo Clinic, July 1, 2020.
https://www.mayoclinic.org/diseases-conditions/broken-leg/diagnosis-treatment/drc-20370416.
Costs of diagnosis and treatment(s) are based on:
Transport - Ambulance Ride(1): $366.00
Source: http://cost-finder.com/what-is-the-cost-of-ambulance-transport/.
ER - ER Visit (1): $1,389.00
Source: https://www.debt.org/medical/emergency-room-urgent-care-costs/.
Diagnostic - X-Ray (1): $240.00
Source: https://www.newchoicehealth.com/procedures/leg-x-ray.
Treatment - Open reduction surgery (1): $3,655.00
Source: https://www.alliedacademies.org/articles/the-cost-of-quality-open-reduction-and-internal-fixation-techniques-versus-percutaneous-kwire-fixation-in-the-management-of-extraa.html.
Post-Treatment - Walking cast (1): $226.00
Source: https://www.healthcarebluebook.com/ui/proceduredetails?cftId=345&directsearch=true.
Post-Treatment - Crutches (1 set): $228.00
Source: https://health.costhelper.com/crutches.html.
Wellness Maintenance - Doctor Visit (3): $645.00
Source: https://www.healthcarebluebook.com/ui/proceduredetails/225?directsearch=true&tab=ShopForCare.
Wellness Maintenance - Physical Therapy (7 visits): $525.00
Source: https://thervo.com/costs/physical-therapy-cost.
Total Cost: $7,274.00
3 The information provided in the Benefits Estimator is illustrative only. Plans may not be available in all states, and benefits may vary by state, coverage, and plan level selected. Policies have limitations and exclusions that may affect benefits payable. The Aflac payout values do not guarantee an amount to be paid for the listed conditions. Benefits paid by Aflac (if any) will depend on the severity of the accident or illness, the physician diagnosis, and the treatment received. The “Aflac Pays You” data is an average of historical payments made to Aflac policyholders/certificateholders who qualified for benefits under their specific plans and does not reflect instances when benefits were not paid for a particular claim. Whether benefits are payable will be determined when a claim is processed. You must be 18 or older to apply for Aflac insurance. Availability varies by product; see your local Aflac agent for details. The out-of-pocket expenses displayed are estimated at 40% of the total medical cost, assuming that average major medical plans cover approximately 60% of the expense. Your major medical coverage may be more or less, and if an individual or family incurs expenses for non-covered benefits, these out-of-pocket expenses may increase potential unexpected costs. You will also need to pay for any limits or exclusions on your benefits which may include the number of refills for certain drugs, visits to certain specialists, or days covered for certain benefits. View Data Sources to see our underlying sources.
4 SHORT-TERM DISABILITY – A57600 SERIES. In Arkansas, Policies A57600AR, A57600LBAR. In Idaho, Policy A57600IDR. In New York, Policy NY57600. In Oklahoma, Policies A57600OK, A57600LBOK. In Oregon, Policies A57600OR, A57600LBOR. In Pennsylvania, Policies A57600PA, A57600LBPA. In Texas, Policies A57600TX, A57600LBTX. In Virginia, Policies A57600VA, A57600LBVA. This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
5 AFLAC LUMP SUM CRITICAL ILLNESS INSURANCE – B71000 SERIES. In Arkansas, Policies B71100AR & B7110HAR. In Oklahoma, Policies B71100OK & B7110HOK. In Oregon, Policies B71100OR & B7110HOR. In Pennsylvania, Policies B71100PA & B7110HPA. This is a brief product overview only. Coverage may not be available in all states including but not limited to: ID, NJ, NY & VA. Benefits and/or premiums may vary based on the state and benefit option selected. Riders are available for an additional premium. The policy has limitations, exclusions and pre-existing condition limitations that may affect benefits payable. The policy may contain a waiting period. Refer to the policy for benefit details, definitions, limitations and exclusions. For costs and complete details of the coverage, contact your Aflac insurance agent/producer.
6 LIFE A68000 SERIES – WHOLE & TERM LIFE. In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, and Virginia, Policies: ICC1368100, ICC1368200, ICC1368300, ICC1368400 and Riders: ICC1368050, ICC1368051, ICC1368052, ICC1368053, ICC1368054, ICC1368055. This is a brief product overview only. Coverage may not be available in all states, including New York. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
7 Kaiser Family Foundation. Cost of Health Insurance. Published October 8, 2020. Accessed May 21, 2021. https://www.kff.org/report-section/ehbs-2020-section-1-cost-of-health-insurance/#:~:text=The%20average%20premium%20for%20single,2010%20and%2022%25%20since%202015.
8 Assumes the average cost of a package of adhesive bandages is $5**. Comparison is based on the average weekly premium for Nebraska Payroll Premium rates for industry Class B, Accident Indemnity Advantage 24-hour accident essentials - Series A-35B24; Individual Age 18-70. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits. **Source: cvs.com, 2020.
9 Science Direct. Thermal Burn. Published June 2020. Accessed May 21, 2020. https://www.sciencedirect.com/science/article/pii/S0305417919304899.
10 Cost Helper Health. Fractured Ankle. Accessed May 21, 2021. https://health.costhelper.com/sprained-broken-ankle.html#:~:text=How%20Much%20Does%20a%20Sprained%20or%20Broken%20Ankle%20Cost%3F&text=Typical%20costs%3A,a%20fracture%20requiring%20a%20cast.
11 Future Medicine. Concussion. Published October 28, 2020. Accessed May 21, 2021. https://www.futuremedicine.com/doi/10.2217/cnc-2020-0012.
12 Health Grades. ACL Tear. Published August 4, 2020. Accessed May 21, 2021. https://www.healthgrades.com/right-care/acl-surgery/how-much-does-acl-surgery-cost#:~:text=According%20to%20Guroo.com%20(a,cost%20of%20your%20ACL%20surgery.