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Health care reform for individuals

Straightforward resources help you make sense of changes to your health care benefits.

As a result of health care reform, there are many changes to health care that will likely affect you. With thousands of pages of regulations, policies, notices and guidance, it can be hard to know what applies to you. To help you better understand the changes ahead, Aflac has developed tools and resources to give you details about health care reform without the jargon, answer frequently asked questions and explain how voluntary benefits can help.


Rules to enroll by

Understanding your benefits choices is more important than ever. See how health care reform may affect you, and learn what you can do to be sure you’re protected when you need it most.

Why voluntary benefits matter – even with major medical insurance

For many people, voluntary benefits help solve a number of common concerns and challenges. Even for those with comprehensive major medical plans, out-of-pocket costs associated with an illness or injury can be substantial. Having the right voluntary policies in place can help ensure you have ample financial protection for the things that matter most.

10 need-to-know facts

Supplemental insurance helps ease the burden of rising out-of-pocket costs, and helps provide a safety net in the event of an illness or injury.

Benefits coverage reference guide

Compare health plan options with a benefits coverage reference guide. Help make shopping for benefits easier for employees with easy-to-use coverage-level details for the individual and small-group markets.