Help for those affected by recent natural disasters | Learn More

A message from Aflac

Ohio Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 19, 2018:

To help provide relief for Ohio policyholders and field force members in counties that have been declared disaster areas by the Ohio Department of Insurance, Aflac has enacted the following measures:

  • 60-day deferment of premium payments coming due, starting on regular premium due date.
  • At least a 60-day (longer, if reasonable) extension of policy provisions that impose a time limit on an insured/claimant to perform an act, including transmittal of information or funds to Aflac.
  • This order will be effective for any premium coming due, or any time limit on insured/claimant action, between February 19, 2018 and May 24, 2018. Any deferment of payment or extension of time limit is not to extend past May 24, 2018.

Indiana Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 15, 2018:

To help provide relief for Indiana policyholders and field force members in counties that have been declared disaster areas by the Indiana Department of Insurance, Aflac has enacted the following measures:

  • Provide a 60-day suspension of policy termination due to late payment in affected counties, and a case by case review in unnamed counties in Indiana
  • Provide a 60-day suspension of producer appointment cancellations due to producer failure to supply proof of renewal of license in affected counties, and a case by case review in unnamed counties in Indiana
  • 60-day suspensions would be enforced for terminations or cancellations falling between February 14, 2018 through May 1, 2018
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Individuals

Benefits Estimator

Lifestyle Calculator

Uncover the real cost of an illness or injury, even with major medical insurance.*

The Real cost of XXXX Can Leave You Owing

Without Aflac, you're left with the bill.
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Medical Expenses info

Average Insurance Coverageinfo

Remaining Expenses*info

These are expenses that may not be covered by major medical insurance, such as deductibles, copayments and coinsurance, as well as medication costs and additional out-of-pocket costs like child care and transportation for follow-up doctor's visits.

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What could it cost you?

XX Date Nights
(Based on the AVG Cost of $36.00) 1

couple enjoying a date night

XX Music Festivals
(Based on the AVG Cost of $400.00) 2

group of people at music festival

XX Mobile Phone Bills
(Based on the AVG Cost of $73.00 monthly) 3

woman using cellular phone

The money you don't spend on heath care can help keep you doing the things that you love.

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Aflac Pays You:

Reducing your overall expenses to $X,XXX

Toggle the insurance policies below to see how each can help you.

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Accident

SAVINGS OF UP TO

$X,XXX

Aflac's accident insurance pays cash benefits for covered accidental injuries.

Ask your employer about how to offer this benefit at no direct cost to them.

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Hospital

SAVINGS OF UP TO

$X,XXX

Aflac hospital insurance pays cash benefits to help with the out-of-pocket expenses associated with a covered hospital stay.

Ask your employer about how to offer this benefit at no direct cost to them.

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Short-Term Disability

SAVINGS OF UP TO

$X,XXX

In the case of covered illness or injury, Aflac disability insurance helps with your bills while you are unable to work.

Ask your employer about how to offer this benefit at no direct cost to them.

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Cancer/Specified-Disease

SAVINGS OF UP TO

$X,XXX

Aflac cancer insurance is here to help you and your family better cope financially—and emotionally—if a positive diagnosis of cancer ever occurs. Added comfort and protection means the freedom to focus on more important things.

Ask your employer about how to offer this benefit at no direct cost to them.

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Critical Care & Recovery

SAVINGS OF UP TO

$X,XXX

Use our critical illness insurance to help with the treatment costs of a covered life-changing illness/health event, so you can stay focused on recuperation.

Ask your employer about how to offer this benefit at no direct cost to them.

*The information provided in the Benefits Estimator is illustrative only. Plans may not be available in all states, and benefits may vary by state, coverage, and plan level selected. Policies have limitations and exclusions that may affect benefits payable. The Aflac payout values do not guarantee an amount to be paid for the listed conditions. Benefits paid by Aflac (if any) will depend on the severity of the accident or illness, the physician diagnosis, and the treatment received. The “Aflac Pays You” data is an average of historical payments made to Aflac policyholders/certificateholders who qualified for benefits under their specific plans and does not reflect instances when benefits were not paid for a particular claim. Whether benefits are payable will be determined when a claim is processed. You must be 18 or older to apply for Aflac insurance. Availability varies by product; see your local Aflac agent for details. The out-of-pocket expenses displayed are estimated at 40% of the total medical cost, assuming that average major medical plans cover approximately 60% of the expense. Your major medical coverage may be more or less, and if an individual or family incurs expenses for non-covered benefits, these out-of-pocket expenses may increase potential unexpected costs. You will also need to pay for any limits or exclusions on your benefits which may include the number of refills for certain drugs, visits to certain specialists, or days covered for certain benefits. View Data Sources to see our underlying sources for the data provided in this calculator.

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