Health care costs are increasing.
Aflac Hospital Advantage is here to help.
Are you and your employees concerned about the cost of hospitalization? Rightly so—a hospital stay, even a short one, can be very expensive. Even with the best major medical insurance, the entire hospital bill probably won't be covered. And what about things major medical insurance was never intended to cover, like transportation and meals for family members, help with child care or time away from work? Often it's those unexpected expenses that add up quickly and force your employees to dip into their savings or borrow. Aflac’s Hospital Advantage policy is designed to provide your employees with cash benefits during a covered hospitalization.
As health care costs continue to rise, it’s easy to see why the Aflac Hospital Advantage insurance policy makes sense. We can’t take all the uncertainty out of your hospital stay, but we can help make some of the costs a little more manageable.
Fills in the Blanks
Health care costs are increasing, even with Health Care Reform. Most Americans aren’t ready to take on that financial burden. Our policy fills in the blanks between rising hospital care costs and the amount major medical insurance covers.
Your employees’ major medical insurance may not cover the entire hospital bill or pay for certain expenses that occur if they’re hospitalized. Aflac pays benefits to help pay for costs associated with a hospital stay due to a covered illness or injury.
No deductibles, copayments, or network restrictions
Unlike most major medical insurance, Aflac Hospital Advantage has no copayments or deductibles. Also, your employees' major medical coverage may require them to use only healthcare providers in their approved network. With Aflac, your employees can choose their own healthcare provider.
Aflac pays cash benefits directly to your employees, unless otherwise assigned, regardless of any other insurance they may have. Your employees can use the cash to help pay for out-of-pocket expenses that are not covered by their major medical insurance.
Disclaimer: Aflac Hospital Advantage is a hospital confinement indemnity insurance policy. Policies may not be available in all states, and benefits may vary by state and plan level selected. For more information about policy benefits, limitations, and exclusions, please contact your Aflac insurance agent/producer.