Health Care Reform

Benefits Decision Guide

Discover five key benefits delivery options that every
employer should know with this simple guide.

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New online tool

Health care reform
benefits tool

The health care reform benefits tool is an interactive resource guide for employers that helps you better understand the requirements and benefits delivery options.

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Take note of changes
to tax-free accounts

HSAs, FSAs and HRAs can help employees enjoy tax-free savings for health expenses. Here are a few changes employers will need to pay attention to in the years ahead.

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Questions about health care reform?
Aflac is here to help.

Aflac is your source for the latest information about health care reform. We’re here to help simplify and clarify the coming changes.

HCR13118    1/22/14

Health Care Reform Timeline

There have been some big changes made to health care and more are on the way.
Click the milestones to explore how the changes might affect you.


HCR13119 3/21/14

News & Events

April 20, 2015

IRS faces PPACA service squeeze – LifeHealthPro

Officials at the Treasury Inspector General for Tax Administration (TIGTA) have shed some more light on the workings of the Patient Protection and Affordable Care Act (PPACA) commercial health insurance provisions.

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April 17, 2015

What happens when public and private exchanges come together? – Employee Benefit News

Change is literally in the air for health insurance carriers – in the form of cloud-based computing technology. One industry expert urged national and regional industry players alike to embrace these tools, as well as tremendous growth opportunities in the HIX marketplace.

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April 15, 2015

Determining whether a private exchange is the right move – Employee Benefit News

While private exchanges hold promise for cost savings, increased choice and a better benefits experience for employees and retirees, the large employer market has been slow to respond. A recent study conducted by the National Business Group on Health (NGBH) showed that, although interest in private exchanges is growing slowly among large employers, many still have reservations about whether exchanges will offer more value than the plans they already offer.

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April 15, 2015

The 3 most popular SHOP plans in each state – Employee Benefit News

Using data from, the Center for Consumer Information and Insurance Oversight and Centers for Medicare & Medicaid Services provide the three largest small-group insurance products (ranked by enrollment) for each state.

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Offer Aflac

Aflac lets you make robust benefits options available, while helping to protect your budget. Even with health care reform, Aflac continues to be the right choice for your workforce.

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Aflac Hospital Advantage

Heath Care Reform doesn't cover every hospital expense. Learn how we help fill in the blanks.

Aflac WorkForces Report

Groundbreaking research about benefits and advice on how to use them as a strategic advantage.