Monday thru Friday . 8:00 AM - 5:00 PM EST
To our policyholders in areas affected by the recent hurricanes, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.
The Department of Labor released revised model COBRA (Consolidated Omnibus Budget Reconciliation Act) election notices in May 2014. These already-required notifications for employers with 20 or more employees are now revised to clearly outline an employee’s option to purchase health care coverage through a government-facilitated marketplace. If an employee is eligible for COBRA coverage, they can now choose to elect COBRA coverage or take advantage of purchasing coverage through the government-facilitated health insurance marketplace in their state.
Although the Affordable Care Act doesn’t require employers to amend their COBRA election notices, government officials auditing group health plans will likely verify that employers are using the updated communications.
Replace previous COBRA notification versions with the new model election notice.
As you continue to navigate health care reform, you can rely on Aflac to provide updates and helpful information at: aflac.com/healthcare_reform. To learn more visit: healthcare.gov, sba.gov/healthcare, cciio.cms.gov and irs.gov.
This material is intended to provide general information about an evolving topic and does not constitute legal, tax or accounting advice regarding any specific situation. Aflac cannot anticipate all the facts that a particular employer or individual will have to consider in their benefits decision-making process. We strongly encourage readers to discuss their HCR situations with their advisors to determine the actions they need to take or to visit healthcare.gov (which may also be contacted at 1-800-318-2596) for additional information.