Help for those affected by the hurricanes | Learn More

A message from Aflac

To our policyholders in areas affected by the recent hurricanes, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.

Updated model notices inform eligible employees about government marketplace options.

The Department of Labor released revised model COBRA (Consolidated Omnibus Budget Reconciliation Act) election notices in May 2014. These already-required notifications for employers with 20 or more employees are now revised to clearly outline an employee’s option to purchase health care coverage through a government-facilitated marketplace. If an employee is eligible for COBRA coverage, they can now choose to elect COBRA coverage or take advantage of purchasing coverage through the government-facilitated health insurance marketplace in their state.

Although the Affordable Care Act doesn’t require employers to amend their COBRA election notices, government officials auditing group health plans will likely verify that employers are using the updated communications.

What you need to do

Replace previous COBRA notification versions with the new model election notice.

For more information

As you continue to navigate health care reform, you can rely on Aflac to provide updates and helpful information at: aflac.com/healthcare_reform. To learn more visit: healthcare.gov, sba.gov/healthcare, cciio.cms.gov and irs.gov.