Make the unexpected a little easier.

When you experience an accident, your life can be turned upside down and sometimes so can your finances. Make sure you're prepared with Aflac Accident Indemnity Advantage®. Don't let the stress of unexpected accidents derail life's plans. Rest easy with help from Aflac—and allow yourself to focus on recovery.

Make the unexpected a little easier.

When you experience an accident, your life can be turned upside down and sometimes so can your finances. Make sure you're prepared with Aflac Indemnity Advantage®. Don't let the stress of unexpected accidents derail life's plans. Rest easy with help from Aflac—and allow yourself to focus on recovery.

About 1 out of 8
people seek
medical attention
for an injury.*
About 1 out of 8
people seek medical attention
for an inury.*
$5,600:
The average medical
expenses for an
accidental injury.*
$5,600:
The average medical expenses for an
accidental injury.*
*Injury Facts, 2015 Edition, National Safety Council

Here's how it works.

You can't predict when an accident might happen. In the event of an unexpected injury, an Aflac Accident Indemnity Advantage® policy can help protect your personal finances. Aflac provides individuals and families affordable insurance that helps with expenses that may not be covered by major medical insurance. Aflac Accident Indemnity Advantage® includes benefits such as the Accident Emergency Treatment Benefit, Accident Hospital Confinement Benefit, and Ambulance Benefit—to help keep your life on track.

Trouble strikes.

You are cleaning your gutters when the ladder slips and you fall off.

You are taken to the ER by
ambulance.

The physician visit and x-ray in the ER reveals a dislocated hip and a broken wrist.

Aflac Accident Indemnity Advantage® helps give you peace of mind.

Cash benefits are paid directly to you (unless you choose otherwise), helping ease the financial stress of your accident.

You get your money fast.

Claims made on your Aflac Accident Indemnity Advantage® policy are eligible for One Day Pay℠, so unexpected bills don't have to leave you sidelined.

One Day Pay℠ is available for certain individual claims submitted online through the Aflac SmartClaim® process. Claims may be eligible for One Day Pay processing if submitted online through Aflac SmartClaim, including all required documentation, by 3 p.m. ET. Documentation requirements vary by type of claim; please review requirements for your claim(s) carefully. Aflac SmartClaim is available for claims on most individual Accident, Cancer, Hospital, Specified Health, and Intensive Care policies. Processing time is based on business days after all required documentation needed to render a decision is received and no further validation and/or research is required. Individual Company Statistic, 2018.
Essentials Plan

$3,610

Benefits Payable

Plan 1

$5,175

Benefits Payable


Plan 2

$6,210

Benefits Payable


Expand to view important benefit scenario details.

Collapse to close important benefit scenario details.

Insurance, explained.

How Insurance is Like Brunch

A short, sweet story of security.

How Insurance is Like Groceries

More than just meat and potatoes.