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Aflac can help protect your male employees

You can’t fix all of the health issues that your male employees face, but there is one major health factor that you can do something about: lack of insurance.

Men are less likely to have health insurance than their female counterparts,1 putting them at risk of not being able to seek the care they need, or avoiding care altogether. When that happens, the unique physical and behavioral health issues that men face can escalate, even though there are easy, cost-friendly solutions available.

Men are physically vulnerable … even when they feel like Superman

There’s only one Man of Steel, and he’s fictional. Here in the real world, men are vulnerable to all kinds of physical hardships, including cancer and other critical illnesses, accidents and disabilities.

Men are more likely to be diagnosed with conditions such as heart disease and liver disease2,3 — with men at risk for heart attack much earlier in life than women.4 Prostate, colorectal, lung and skin cancers are just some of the cancers that often affect men.5

They also face a greater risk of accidents, and not just from car accidents. Jobs with a high risk of occupational injury — construction, commercial fishing, manufacturing, mining — are often dominated by men.6 Together, work and leisure activities put men at high risk of accidental injury — the third-leading cause of death in men, behind only heart disease and cancer.7

These accidental injuries can lead to disabilities. In fact, 25% of 20-year-olds can expect a disabling condition to keep them out of work for at least a year before they reach normal retirement age.8

And all of this is compounded by that Man of Steel mindset of avoiding asking for help: Two-thirds of men avoid going to the doctor,9 citing being too busy to go (22%), being afraid to find out what might be wrong (21%) and not wanting to have uncomfortable exams such as prostate or rectal exams (18%) as their top three reasons for not going. More than 40% of men only visit the doctor when they’re afraid they have a serious medical condition. And 19% of men say they go so that a significant other or another loved one will stop nagging them about it.10

Getting men to visit the appropriate care providers is a good start, but one that ultimately relies on their own initiative. Your role as the person determining their benefits is more direct: You can help them find a way to combat the high costs of health care.

With Aflac, you can help protect your male employees

Thirteen percent of men admit that concerns over medical costs keep them up at night.11 This financial stress shouldn’t be taken lightly, and it can be part of the reason that men are afraid to find out what might be wrong with their bodies.

Aflac offers coverage and benefits that can help encourage routine care and checkups. While Aflac’s products are beneficial for all employees, some of them help respond to men’s specific health care needs. Aflac supplemental insurance pays directly to the insured (unless assigned otherwise) and is in addition to any benefits paid by health insurance. Here are some ways Aflac can help you protect your male employees:

Cancer insurance: Aflac Cancer Insurance helps with medical and nonmedical expenses such as travel to and from treatment centers, helping keep life as normal as possible for policyholders and their families.

Accident insurance: Aflac Accident Insurance provides benefits for ambulance rides, emergency room observation, diagnostic testing, hospital stays, concussion care and more.

Wellness benefits: Many Aflac products, including accident and cancer insurance, pay insureds for getting routine checkups — helping out the 10% of men who say they’d be motivated to see a medical professional if they directly received a cash benefit as part of an insurance claim.12

Short-term disability insurance: Aflac Short-Term Disability Insurance can help make sure that your employees’ income is protected so that they can pay their bills if they’re unable to work due to a covered condition.

Critical illness: Aflac Critical Illness Insurance helps cover expenses related to serious conditions common in men, such as heart attack, stroke and coronary bypass surgery, in addition to cancer and human organ transplants. On the group critical illness plan, there are also optional riders that provide benefits for specific severe mental health conditions and substance use disorders.

Ready to help your male employees lead healthier lives? Contact your Aflac benefits advisor or visit

Offer Aflac to your employees.

Companies choose to make Aflac policies available to increase benefits options without impacting their bottom line.