Help for those affected by recent natural disasters | Learn More

A message from Aflac

Ohio Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 19, 2018:

To help provide relief for Ohio policyholders and field force members in counties that have been declared disaster areas by the Ohio Department of Insurance, Aflac has enacted the following measures:

  • 60-day deferment of premium payments coming due, starting on regular premium due date.
  • At least a 60-day (longer, if reasonable) extension of policy provisions that impose a time limit on an insured/claimant to perform an act, including transmittal of information or funds to Aflac.
  • This order will be effective for any premium coming due, or any time limit on insured/claimant action, between February 19, 2018 and May 24, 2018. Any deferment of payment or extension of time limit is not to extend past May 24, 2018.

Indiana Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 15, 2018:

To help provide relief for Indiana policyholders and field force members in counties that have been declared disaster areas by the Indiana Department of Insurance, Aflac has enacted the following measures:

  • Provide a 60-day suspension of policy termination due to late payment in affected counties, and a case by case review in unnamed counties in Indiana
  • Provide a 60-day suspension of producer appointment cancellations due to producer failure to supply proof of renewal of license in affected counties, and a case by case review in unnamed counties in Indiana
  • 60-day suspensions would be enforced for terminations or cancellations falling between February 14, 2018 through May 1, 2018
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Legendary football coach Lou Holtz – who obviously knows a thing or two about stress – once said, “It’s not the load that breaks you, but the way you carry it.” Those are words to remember for the millions of American workers feeling the pressures of family, finances and work responsibilities.

Graph that describes workplace stressThey’re also words to remember for companies that employ those burn-the-candle-at-both-ends workers: By some accounts, workplace stress is responsible for up to $190 billion in U.S. health care costs.1 But it’s not just about money. Stress has a direct effect on workplace productivity, whether we’re talking absenteeism or simple distraction.

The distraction is so real, in fact, that there’s a name for it: It’s called “Attention Theory.” In simple terms, the theory posits that stress reduces an individual’s ability to concentrate on multiple tasks – and that’s a serious problem at workplaces today, where the ability to multitask is critical to achieving company goals and objectives.

Wellness programs: The solution for stress

MediKeeper, a technology company that works to manage corporate health, recently conducted an in-depth study that revealed an interesting dynamic: While stress among Americans overall is increasing, it’s declining among employees whose companies offer wellness programs.2 What’s more, workers enrolled in wellness programs report being less stressed about work itself than their counterparts.

Reducing employee stress – and, in turn, increasing worker productivity – is a common goal among today’s businesses. According to the 2017 Aflac WorkForces Report, remaining competitive in the current marketplace is the top business objective among employers, which may explain why so many are increasingly tying their benefits programs to business results. The survey revealed that for 25 percent of employers, the top goal of their benefits program is “increasing productivity by maintaining a healthy workforce.”3

Employesrs who belive their benefits programs meet business objectives are more likely tahn those who don't:

Wellness programs and strong benefits: Keys to a healthy workforce

Chart describes paying medical billsAs your company looks for ways to link company health to employee health, it’s clear that a well-thought-out wellness plan is a key component. Just as important, though, is a strong health insurance plan that includes voluntary insurance options. According to the WorkForces Report, voluntary insurance is more likely to be offered at growing companies (29 percent) than at those that have maintained (24 percent) or declined (18 percent) in terms of sales or revenue in the last 12 months.

With business success tied to both wellness programs and health care benefits, it makes sense for employers to meet with insurance experts to discuss both topics. By developing a solid one-two punch comprised of a strong wellness program and voluntary insurance, employers can set up a knockout business scenario: increased employee attention spans and productivity that help achieve company goals.

This article is for informational purposes and is not intended as a solicitation.