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For companies with fewer than three employees, please check out our individual and family coverage. Learn more.

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About 1 out of 8 people seek medical attention for an injury.1

Accident Insurance

Provide your employees access to Aflac accident insurance that pays cash benefits to help provide peace of mind during the different stages of accident care and recovery. Benefits can be used to help pay for emergency treatment, as well as for treatment‐related transportation and lodging.

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Organized Sporting Activity Benefit

Pays up to an additional 25% of the benefits payable for covered injuries that occur while participating in an organized sport.

May not be available in all states

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Wellness Benefit

Provide a plan that pays benefits for routine medical exams to encourage early detection and prevention.

May not be available in all states

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One Day PaySM †

Protect your employees with cash to help with bills in the event of an injury. And now they can get their claims paid the next day.

How it works2

While playing in the state hockey playoffs, your employee's child was injured and was taken to the ER by ambulance.

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His leg is broken and surgery is performed.

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Policyholder submits via Aflac SmartClaim® by 3pm and receives benefits in just a day.

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Benefits Estimator

Average Cost of a Broken Leg


Benefits Estimator

When your employees are sick or injured, the costs can really start to pile up.

Aflac pays cash for those unexpected out-of-pocket costs, keeping your employees and their families financially secure.

Get the real cost
No direct cost to employers,

and affordable weekly rates as low as one box of adhesive bandages.3