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For companies with fewer than three employees, please check out our individual and family coverage. Learn more.

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About 1 out of 8 people seek medical attention for an injury.1

Accident Insurance

Provide your employees access to Aflac accident insurance that pays cash benefits to help provide peace of mind during the different stages of accident care and recovery. Benefits can be used to help pay for emergency treatment, as well as for treatment‐related transportation and lodging.

Coverage Options for Everyone

Guaranteed‐issue is available, which means no underwriting questions for your employees to complete.

Wellness Benefit

Provide a plan that pays benefits for routine medical exams to encourage early detection and prevention.

One Day PaySM

Protect your employees with cash to help with bills in the event of an injury. And now they can get their claims paid the next day.

How it works2

Policyholder falls off of a ladder. Ambulance ride to the ER.

Physician visit & X-ray in the ER reveals a dislocated hip and a broken wrist.

Policyholder submits via Aflac SmartClaimSM by 3pm and receives benefits in just a day.

Payable to: Policyholder

$6,130

Benefits Estimator

Average Cost of a Broken Leg

23,678

Benefits Estimator

When your employees are sick or injured, the costs can really start to pile up.

Aflac pays cash for those unexpected out-of-pocket costs, keeping your employees and their families financially secure.

Get the real cost
No direct cost to employers,

and affordable weekly rates as low as one box of adhesive bandages.3