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855.502.3522

For existing account servicing call: 800.992.3522

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For companies with fewer than three employees, please check out our individual and family coverage. Learn more.

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One Day Pay

Who's at the door?
Find out with One Day PaySM

Answer quick to see how Aflac delivers!

Get the Door

Whether it’s accident, cancer, hospitalization or illness, no one will process and pay your claim faster. Our promise to you is to process and pay, not deny and delay.

There are three simple steps to make sure you get paid quickly:

Computer
USE AFLAC SMARTCLAIM®

Our system will guide you every step of the way—from filling out the right forms to filing your claim—so your claim can be processed quickly.

Log in to Aflac SmartClaim®
Documents
UPLOAD SUPPORTING DOCUMENTS

Once you’ve filled out the correct forms, you can upload any other required documents electronically. Just use a scanner or take a picture with your phone.

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SUBMIT BY 3:00 PM ET

Get your claim in to us before 3:00 PM ET, Monday – Friday, and we’ll have it processed and paid within one business day.

If you still have questions about One Day PaySM, visit our FAQ section or watch the video.

GO TO FAQ WATCH VIDEO

One Day PaySM available for most properly documented, individual claims submitted online through Aflac SmartClaim® by 3 p.m. ET. Aflac SmartClaim® is available on most Accident, Cancer, Hospital, Specified Health, and Intensive Care policies. Aflac processes most other claims in about four days. Processing time is based on business days after all required documentation needed to render a decision is received and no further validation and/or research is required. Individual Company Statistic, 2017.

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