Help for those affected by recent natural disasters | Learn More

A message from Aflac

To our policyholders in areas affected by wildfires in designated California counties: Butte, Lake, Mendocino, Napa, Nevada, Orange, Solano, Sonoma, and Yuba, as well as those in areas affected by recent hurricanes in Puerto Rico and the Virgin Islands, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas, including those under emergency order, to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas or are under emergency order. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.

Un mensaje de parte de Aflac

A nuestros asegurados en las áreas afectadas por los recientes huracanes, queremos que sepan que todos en Aflac estamos pensando en, y orando por, ustedes. Estamos trabajando con agencias del gobierno que representan todas las áreas declaradas como zonas de desastre, para asegurarnos de hacer todo lo posible para ayudarles. Basándonos en su consejo, hemos extendido por 60 días las fechas de vencimiento de las primas de las pólizas de aquellos que viven en áreas declaradas como zonas de desastre. Si tiene una pregunta sobre su póliza o necesita ayuda, contáctenos al 800-992-3522. Para ayudar con la recuperación, Aflac ha donado $500,000 a la Cruz Roja Americana y nuestros empleados están efectuando sus propias donaciones. Por favor cuídense, ya que su bienestar y el de sus familias está por encima de todo.

855.502.3522

For existing account servicing call: 800.992.3522

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aKey Sources

American Cancer Association
https://www.cancer.org

American Heart Association
https://www.heart.org

American Stroke Association
https://www.strokeassociation.org

ICSI: Institute for Clinical Systems Improvement
https://www.icsi.org

NCLBI: National Heart, Lung and Blood Institute (a division of NIH.org):
https://www.nhlbi.nih.gov

aAsthma Attack

Average Medical Cost

Diagnosis & Treatment: Asthma Attack Diagnosis & Treatment., Mayo Clinic Staff, 2016. Updated October 20, 2016.
http://www.mayoclinic.org/diseases-conditions/asthma-attack/diagnosis-treatment/treatment/txc-20257835.

Duration: Inpatient Treatment of Asthma Is Costly. Richard Hyler. American Health and Drug Benefits.
http://www.ahdbonline.com/articles/652-article-652.

Costs of diagnosis and treatment(s) are based on:

Transport - Ambulance Ride (1): $800.00
Source: http://health.costhelper.com/emergency-room.html.

ER - ER Visit (1): $1,575.00
Source: http://health.costhelper.com/emergency-room.html.

Treatment - Nebulizer (1): $250.00
Source: http://health.costhelper.com/albuterol-inhaler.html.

Treatment - Albuterol (1): $200.00
Source: http://health.costhelper.com/albuterol-inhaler.html.

Treatment - Hospital Stay (1): $5,040.00
Source: http://www.ahdbonline.com/articles/652-article-652.

Treatment - Corticosteroids (1): $312.50
Source: http://health.costhelper.com/corticosteroid-injection.html.

Follow up - Doctor Visit (12 visits): $259.00 ea.
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=226&g=Office+Visit%2c+Established+Patient+(~25+min.).

Total Cost: $11,285.50

aBreast Cancer

Average Medical Cost

Diagnosis: Breast Cancer Early Treatment & Diagnosis: Mammograms. American Cancer Society, 2017. Last Revised: October 9, 2017.
https://www.cancer.org/cancer/breast-cancer/screening-tests-and-early-detection/mammograms.html.
Assumes early stage 2 diagnosis.

Diagnosis: Breast Cancer Early Treatment & Diagnosis: Breast Biopsy. American Cancer Society, 2017. Last Revised: October 9, 2017.
https://www.cancer.org/cancer/breast-cancer/screening-tests-and-early-detection/breast-biopsy.html.
Assumes early stage diagnosis.

Treatment Paradigm: Treatment of Breast Cancer Stages I-III, American Cancer Society, 2016.
https://www.cancer.org/cancer/breast-cancer/treatment/treatment-of-breast-cancer-by-stage/treatment-of-breast-cancer-stages-i-iii.html.
Assumes early stage 2 diagnosis.

Costs of diagnosis and treatment(s) are based on:

Diagnostic - Mammography (1 digital diagnostic): $671.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftid=394&g=Digital%20Diagnostic%20Mammography%20(bilateral)&directsearch=true.

Diagnostic - Biopsy with MRI guidance (1): $4,070.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftid=558&g=Breast%20Biopsy%20(with%20MRI%20guidance)&directsearch=true.

Treatment - Lumpectomy(1): $26,000.00
Source: http://health.costhelper.com/breast-cancer.html.

Treatment - Oral Chemotherapy (1): $1,523.00
Source: http://www.cancernetwork.com/review-article/oral-chemotherapy-colorectal-cancer-some-economic-considerations.

Treatment - Chemotherapy (intravenous chemotherapy costs typically include the doctor fee, drug administration fee, drug cost and possibly facility fee, depending on how it is administered) (1): $105,000.00
Source: http://health.costhelper.com/chemo.html.

Treatment - Breast Reconstruction (1): $27,500.50
Source: http://health.costhelper.com/breast-reconstruction.html.

Follow up - Doctor Visit (104 visits): $348.00 ea.
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=222&g=Office+Visit%2c+New+Patient+(~60+min.).

Total Cost: $200,956.00

Assumes early stage 2 breast cancer.

aBroken Leg

Average Medical Cost

Treatment & Diagnosis: Broken leg diagnosis & Treatment: Treatment of pathological fractures of the long bones. Julie J. Willeumier, Yvette M. van der Linden, Michiel A.J. van de Sande,et al, 2016.
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5367617/.

Costs of diagnosis and treatment(s) are based on:

Transport - Ambulance Ride(1): $800.00
Source: http://health.costhelper.com/emergency-room.html.

ER - ER Visit (1): $1,575.00
Source: http://health.costhelper.com/emergency-room.html.

Diagnostic - X-Ray (1): $360.00
Source: http://health.costhelper.com/x-rays.html.

Treatment - Open reduction surgery (1): $4,389.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=747&g=Lower+Leg+Fracture+Treatment.

Post-Treatment - Walking cast (1): $549.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=345&g=Leg+(Walking+Cast).

Post-Treatment - Crutches (1 set): $227.50
Source: http://health.costhelper.com/crutches.html.

Wellness Maintenance - Physical Therapy (7 visits): $200.00
Source: http://health.costhelper.com/physical-therapist.html.

Total Cost: $9,300.00

aColorectal Cancer

Average Medical Cost

Diagnosis: Early Detection, Diagnosis, Staging: Colorectal Cancer Screening Tests, Cancer.org, 2017. Last Revised: August 22, 2017.
https://www.cancer.org/cancer/colon-rectal-cancer/detection-diagnosis-staging/screening-tests-used.html/.
Assumes early stage 2 diagnosis.

Treatment Paradigm: Treating Colorectal Cancer, Cancer.Org, 2017. Last Revised: May 24, 2017.
https://www.cancer.org/cancer/colon-rectal-cancer/treating/ablation-embolization.html.
Assumes early stage 2 treatment.

Costs of diagnosis and treatment(s) are based on:

Diagnostic - Colonoscopy (1 screening): $3,083.50
Source: http://health.costhelper.com/emergency-room.html.

Follow up Diagnostic - Sigmoidoscopy with Biopsy (1): $2,706.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=519&g=Sigmoidoscopy+(with+biopsy).

Treatment - Laparoscopic Colectomy (1): $24,196.00
Source: http://jamanetwork.com/journals/jamasurgery/fullarticle/2207937.

Treatment - Oral Chemotherapy (1): $1,523.00
Source: http://www.cancernetwork.com/review-article/oral-chemotherapy-colorectal-cancer-some-economic-considerations.

Treatment - Hospitalization for Chemotherapy (1): $16,696.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=H155&g=Hospitalization+for+Chemotherapy.

Wellness Check - Follow Up Visits (24 visits): $297.00 ea.
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=219&g=Office+Visit%2c+New+Patient+(~20+min.).

Total Cost: $55,332.50

Assumes early stage 2 colorectal cancer.

aHeart Attack

Average Medical Cost

Diagnosis & Treatment: Heart Attack Procedures and Surgeries, American Heart Association. Updated March 27, 2017.
http://www.heart.org/HEARTORG/Conditions/HeartAttack/TreatmentofaHeartAttack/Cardiac-Procedures-and-Surgeries_UCM_303939_Article.jsp#.WdKjE2hSw2y.

Treatment Duration: Follow up Care & Resources After Heart Surgery, Cleveland Clinic. Updated 2017.
https://my.clevelandclinic.org/departments/heart/patient-education/recovery-care/surgery/follow-up.

Costs of diagnosis and treatment(s) are based on:

Transport - Ambulance Ride (1): $800.00
Source: http://health.costhelper.com/emergency-room.html.

ER - ER Visit (1): $1,575.00
Source: http://health.costhelper.com/emergency-room.html.

Treatment - Stent (3 days in hospital + HCP fees+ anesthesia) (1): $38,250.00
Source: http://health.costhelper.com/stents.html.

Treatment - CABG (Coronary Artery Bypass Grafting) (1): $84,268.50
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=49&g=Coronary+Artery+Bypass+Grafting+(CABG).

Follow Up - Cardiac Rehab (3 visits): $40.00 ea.
Source: http://khn.org/news/cardiac-rehab-improves-health-but-cost-and-access-issues-complicate-success/.

Total Cost: $125,013.50

aLeukemia

Average Medical Cost

Diagnosis: How is Acute Lymphocytic Leukemia Diagnosed?, American Cancer Society, 2016. Last Revised: February 18, 2016.
https://www.cancer.org/cancer/acute-lymphocytic-leukemia/detection-diagnosis-staging/how-diagnosed.html.

Treatment: Typical Treatment of Acute Lymphocytic Leukemia, American Cancer Society, 2016. Last Revised: August 18, 2017.
https://www.cancer.org/cancer/acute-lymphocytic-leukemia/treating/typical-treatment.html.

Costs of diagnosis and treatment(s) are based on:

Diagnostic - CBC Blood Test(1): $22.50
Source: https://www.saveonmedical.com/blog/comparing-the-average-costs-of-various-lab-tests/.

Diagnostic - Bone Marrow Aspiration and Biopsy (1): $671.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=56&g=Bone+Marrow+Biopsy.

Treatment - Chemotherapy (intravenous chemotherapy costs typically include the doctor fee, drug administration fee, drug cost and possibly facility fee, depending on how it is administered) (1): $105,000.00
Source: http://health.costhelper.com/chemo.html.

Treatment - Acute Leukemia = 4 Day Hospital Stay (1): $22,314.50
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftid=H157&g=Hospitalization%20for%20Acute%20Leukemia&directsearch=true .

Treatment - Oral Chemotherapy (1): $1,523.00
Source: http://www.cancernetwork.com/review-article/oral-chemotherapy-colorectal-cancer-some-economic-considerations.

Follow Up - Doctor's Office Visit (24 visits): $348.00 ea.
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=226&g=Office+Visit%2c+Established+Patient+(~25+min.).

Total Cost: $137,883.00

aLung Cancer

Average Medical Cost

Diagnosis & Treatment: Treatment Choices for Non-Small Cell Lung Cancer, by Stage, Cancer.org. Last Revised: June 23, 2017.
https://www.cancer.org/cancer/non-small-cell-lung-cancer/treating/by-stage.html.
Assumes Stage 2 lung cancer, multiple rounds of chemotherapy and recovery time on a yearly basis.

Treatment Duration: Living as a Non-Small Cell Lung Cancer Survivor. Cancer.org. Last Revised: May 16, 2016.
https://www.cancer.org/cancer/non-small-cell-lung-cancer/after-treatment/survivorship.html.
Assumes Stage 2 lung cancer, multiple rounds of chemotherapy and recovery time on a yearly basis.

Costs of diagnosis and treatment(s) are based on:

Diagnostic - X-ray (1 Chest): $112.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=137&g=X-Ray%3a+Chest.

Diagnostic - Bronchoscopy (1 with biopsy): $4,928.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftid=363&g=Bronchoscopy&directsearch=true.

treatment - Lung Surgery (with tissue Removal) (1): $22,611.50
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=682&g=Lung+Surgery+(tissue+removal).

Treatment - Chemotherapy (intravenous chemotherapy costs typically include the doctor fee, drug administration fee, drug cost and possibly facility fee, depending on how it is administered.) (1): $105,000.00
Source: http://health.costhelper.com/chemo.html.

Treatment - Radiation (1): $30,000.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=172&g=Radiation+Therapy.

Follow Up - Follow up visit (104 visits): $427.00 ea.
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=226&g=Office+Visit%2c+Established+Patient+(~25+min.).

Total Cost: $207,059.00

Assumes Stage 2 lung cancer, multiple rounds of chemotherapy and recovery time on a yearly basis.

aPneumonia

Average Medical Cost

Diagnosis: NHLBI Pneumonia Diagnosis, National Institute of Health, 2016. Updated September 2016.
https://www.nhlbi.nih.gov/health/health-topics/topics/pnu/diagnosis.

Treatment: NHLBI Pneumonia Treatment, National Institute of Health, 2016. Updated September 2016.
https://www.nhlbi.nih.gov/health/health-topics/topics/pnu/treatment.

Costs of diagnosis and treatment(s) are based on:

ER - ER Visit (1): $1,575.00
Source: http://health.costhelper.com/emergency-room.html.

Diagnostic - X-Ray (1 chest): $112.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=137&g=X-Ray%3a+Chest.

Diagnostic - Chest CT Scan (1): $560.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=139&g=Chest+CT+(with+contrast).

Diagnostic - Blood Test & Culture (1): $34.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=L214&g=Complete+Blood+Count+(CBC)+with+Differential.

Treatment - Hospitalization (1): $7,858.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=H124&g=Hospitalization+for+Pneumonia.

Treatment - IV Antibiotics (Ceftriaxone) (1): $230.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=H124&g=Hospitalization+for+Pneumonia.

Follow Up - Doctor's Visit (1): $259.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=226&g=Office+Visit%2c+Established+Patient+(~25+min.).

Follow Up - X-Ray (1 chest): $112.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=137&g=X-Ray%3a+Chest.

Total Cost: $10,740.00

aProstate Cancer

Average Medical Cost

Diagnosis: Prostate Cancer Early Detection, Diagnosis and Staging, American Cancer Society, 2017. Last Updated, May 17, 2017.
https://www.cancer.org/cancer/prostate-cancer/detection-diagnosis-staging/how-diagnosed.html.
Assumes early stage 2 diagnosis.

Treatment: Initial Treatment of Prostate Cancer by Stage, American Cancer Society, 2016. Last Revised: March 11, 2016.
https://www.cancer.org/cancer/prostate-cancer/treating/by-stage.html.
Assumes early stage 2 diagnosis.

Costs of diagnosis and treatment(s) are based on:

Diagnostic - Prostate Specific Antigen (PSA free) (1): $79.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=137&g=X-Ray%3a+Chest.

Diagnostic - Prostate Biopsy (1): $2,034.50
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=92&g=Prostate+Biopsy.

Treatment - Prostate Thermotherapy (1): $7,944.50
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=91&g=Prostate+Destruction+with+Thermotherapy.

Treatment - Laser Surgery of Prostate (1): $10,210.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=90&directsearch=true.

Follow Up - Follow Up Visits (24 visits): $297.00 ea.
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=219&g=Office+Visit%2c+New+Patient+(~20+min.).

Total Cost: $27,396.00

Assumes early stage 2 prostate cancer.

aStroke

Average Medical Cost

Diagnosis and Treatment: ISCI Healthcare Guideline: Diagnosis and Initial Treatment of Ischemic Stroke, David Anderson, M.D., David Larson, M.D., et al, 2016. Published by the Institute for Clinical Systems Improvement, December, 2016.
https://www.icsi.org/_asset/xql3xv/Stroke.pdf.

Costs of diagnosis and treatment(s) are based on:

Transport - Ambulance Ride (1): $800.00
Source: http://health.costhelper.com/emergency-room.html.

Transport - ER Visit (1): $1,575.00
Source: http://health.costhelper.com/emergency-room.html.

Diagnostic - Brain CT Scan (1): $1,158.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=388&g=Brain+CT+(with+and+without+contrast).

Treatment - Initial Thrombotic Treatment (1): $8,346.00
Source: http://health.costhelper.com/blood-clots.html#extres8.

Treatment - Hospital Stay 3 day (1): $13,770.50
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=H117&g=Hospitalization+for+Stroke.

Treatment - Anti-platelet medication (1): $264.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?id=27&dataset=med&g=Aggrenox
https://healthcarebluebook.com/page_ProcedureDetails.aspx?id=197&dataset=med&g=Cilostazol

Treatment - Physical Therapy (24 visits): $200.00 ea.
Source: http://health.costhelper.com/physical-therapist.html.

Post Treatment - Cane (1): $42.50
Source: http://health.costhelper.com/crutches.html.

Total Cost: $30,756.00

W950, November 2017