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Health coverage helps, but may leave people stuck with costs

Homeowners and auto insurance are no-brainers. Pay the deductible and the insurance company handles the rest. But with health coverage there could be thousands of dollars in out-of-pocket expenses after the deductible is met — leaving people in real sticker shock.

Help to shake the shock

Supplemental insurance products offer a lower-cost alternative to help limit the strain of out-of-pocket expenses not covered by health coverage. They pay cash benefits directly to the insureds (unless otherwise assigned) to help when expenses add up:

Continental American Insurance Company (CAIC), a proud member of the Aflac family of insurers, is a wholly-owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York.
Continental American Insurance Company Columbia, South Carolina