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The world of employee benefits continues its rapid change, much of which stems from the impacts of COVID-19—in several different ways. Here’s what to know about employee benefits in 2023.
1. Support for family caregivers will get its due.
About 53 million people in the United States are caregivers to loved ones,1 but only 8.1% of them get workplace support.2 The more absence solutions you bring to the table, the more you can help honor employees’ needs.
2. Delayed preventive care is taking a significant toll.
Thanks to pandemic-related lockdowns, patients are facing conditions that are more advanced than they would have been if treatments and screenings hadn’t been delayed.3 Remind clients that when they promote preventive care, they’re encouraging better attendance and most important, better health.
3. Long COVID will fatigue workplaces.
People who suffer from long COVID may be able to work, but less efficiently—35% of employees with long COVID say it has hurt their productivity.4 Promoting supplemental benefits can help ensure that people are getting the care they need, even months after they’ve “recovered” from COVID-19.
4. Wellness programs will be streamlined.
After a long, steady climb, spending on workplace wellness programs is plateauing. But the concept of wellness is more relevant than ever—opening up opportunities for you to help clients navigate what’s working and what isn’t.
5. Brokers will talk with more, and different, stakeholders.
C-suite decision-makers may be more prominent in employee benefits discussions than they were in years past. Contextualizing the bottom line and the “why” behind your offerings can help you communicate with top executives effectively.
6. Inflation will affect benefits strategies.
The steep rise of inflation means that clients will be feeling the pinch. Effective communication, ongoing education and creatively sourced benefits strategies will help you demonstrate value to your clients.
Get your 2023 off to a high-flying start—contact your Aflac benefits advisor today.
1 Federal Register. “2022 National Strategy To Support Family Caregivers Available for Public Comments.” Published 10.6.2022. Accessed 10.19.2022.
2 Carewell. “State of the Caregiver 2022.” Published 2.1.2022. Accessed 10.19.2022.
3 American Hospital Association. “Pandemic-Driven Deferred Care Has Led to Increased Patient Acuity in America’s Hospitals.” Published 8.15.2022. Accessed 10.19.2022.
4 Power. “44% of workers experiencing long COVID symptoms reduced their weekly work hours.” Accessed 10.19.2022.
The content within is for informational purposes, for broker-facing audiences only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Misrepresenting this, or any, information to solicit or induce an insured to lapse, forfeit, or surrender an insurance policy is prohibited by law. Any use not specifically permitted herein is strictly prohibited. Aflac includes Aflac and/or Aflac New York and/or Continental American Insurance Company and/or Continental American Life Insurance Company.
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AGC2201911
EXP 11/23
