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Home. Auto. Health Coverage?

The average American family of four with employer-provided health coverage can face more than $11,000 in monthly premiums and out-of-pocket costs per year. Considering 65% of people have less than $1,000 to pay out-of-pocket expenses associated with an unexpected serious illness or accident, it makes sense to protect your wallet the same as you do your home or vehicle.

Voluntary Benefits and Consumer Value

Build buyer confidence and loyalty with strategies that help clients meet short- and long-term demands. Today’s age of healthcare consumerism demands innovative approaches that build buyer confidence and strong perceived value – the personal, constantly shifting measure of what consumers pay and feel they get in return.

Sticker Shock

Even with health coverage there could be thousands of dollars in out-of-pocket expenses after the deductible is met — leaving people in real sticker shock. Learn how to help your clients deal with sticker shock.

Creating a Major Purchase Mindset

Now more than ever, your clients are assuming additional financial responsibility for their health coverage and care, yet they are less prepared to pay for these expenses. Learn how a shift in mindset can help your clients.

Top 10 benefits findings for employers

Two-thirds of employers say rising health insurance costs prevent them from increasing compensation. The seventh annual Aflac WorkForces Report examines trends and attitudes about benefits.

Top 10 benefits findings for employees

Fifty-eight percent of employees are at least somewhat likely to take a job with lower pay but better benefits. The 2017 Aflac WorkForces Report reveals how benefits affect retention and what employees are saying about their options.

Health care costs: Still breaking the bank

Living life on your own terms often comes with a price tag. The results of the 2017 Aflac WorkForces Report show the cost is out of reach for many Americans. Find out what employees had to say about the state of their bank accounts, the cost of health care and how workplace benefits affect them at home and on the job.

The value of voluntary benefits

Strong benefits go a long way toward improving employee morale, which directly affects worker retention. Sure, a good salary, boss and working conditions are critical to employee contentment. But as the 2017 Aflac WorkForces Report reveals, benefits are right up there with other, more obvious employee wants.

The millennial mindset

What’s important to millennials? Here’s a hint: It’s not salary. It’s not working harder or climbing the corporate ladder – all things that mattered a lot to preceding generations of workers. Millennials are looking for financial independence, and wise employers are using benefits to help them get it.


White Papers

The Growing Need for Voluntary Insurance in the Education Sector

The Growing Need for Voluntary Insurance in the Government Sector