- Add additional revenue streams.
- Increase your profitability with minimal involvement.
- Receive renewals for life.
- Be fully vested with only $10,000 in-force annual premium.
- Receive commissions advanced or as earned.
Account Control
When you address client concerns, you make your agency more valuable and less vulnerable to competitive prices and policies. Offering insurance policies on a voluntary basis becomes a defensive strategy in today’s multidiscipline marketplace.
Worksite Services
Aflac’s Flex One® Section 125 Cafeteria Plan services include reimbursement and dependent day-care flexible spending accounts. When pre-tax benefits decrease taxable income, clients can add more customized and portable plans with the savings they realize. Our ready-made Transit One® program services offer tax advantages through Section 132 for eligible parking and transit costs.
National Distribution Network
Our network is as broad and competent as any in the country. We are able to reach the most extensive multi-location accounts and add to your professional stature and marketing “reach.”
- Aflac has licensed associates nationwide.
- Aflac associates must be certified before offering cafeteria plan services, flexible spending accounts, and enrolling multi-location accounts. Certification is awarded only after extensive classroom and field training.
- Aflac agents will act as an “arm” of your agency.
- Aflac associates continually service your accounts whether the client is five or 500 miles away.
Enrollment and Technology/Communications Support
Our cutting edge SmartApp® point-of-purchase software provides instant submission of applications via electronic signature capture. Other enhancements include:
Enrollment Management System
This software reduces enrollment time and “time away from work” by pre-loading employee census data. This software tracks product elections and deductions amounts.
Employee Benefits Communications
This software integrates and presents all benefits (such as 401k and major medical) into one “people friendly” electronic illustration. This service enhances employee appreciation and understanding of the value and investment employers make in employee benefits.
Tax Savings Illustrations
Each employee will have an example of what his or her net paycheck will be, after elections are made. This educational process helps reduce buyer’s remorse and complaints to management.
Benefit Statements
Aflac's custom-designed system can illustrate any benefit employers make available, providing each employee with a made-to-order benefit statement. Statements are a communication tool designed to give employees a better understanding of the benefits, their value, and the compensation provided to them by their employer.
Internet Billing
Aflac has the ability to produce your clients' billing information in an electronic format. Your clients may receive an electronic billing file in lieu of, or in addition to, a traditional paper invoice. They also have the ability to make adjustments to the invoice via the Web.
The Personal Touch
The ability for each employee to communicate face-to-face with a benefits professional creates an instant appreciation of the value of each benefit as the election is made. Employee morale and retention are strengthened accordingly.
Express Services
Express Enrollment
Aflac can provide your clients' company with a data file of payroll deduction information for Aflac products. This service helps eliminate errors and excess effort by the payroll department.
Express Billing
Aflac’s invoice data is distributed in an electronic data file rather than a paper format. This facilitates computerized processing of Aflac’s billing statement.
Express Reconciliation
A data file consisting of deduction records and service requests (terminations, cancellations, leaves of absence, deaths, and retirements) is provided to Aflac from the account for reconciliation purposes.
Express Payment
Funds can be wired from your bank directly to Aflac, eliminating the issuance of checks.
Single-Point Billing
Relieves the employer of the administrative demands of multiple-carrier reporting, billing, reconciliation, and premium distribution.
Alliances
Through strategic affiliations, Aflac offers in-depth administrative services in demanding areas like COBRA and HIPAA administration and single-point billing.
Products
Our insurance policies and services include:
Additional Information
Visit About Aflac to read a corporate overview, a fact sheet, and information about Aflac's business strategy and management team.
For more information about broker opportunities with Aflac, e-mail brokerrelations@aflac.com.
