Why Aflac?

When you're running a small business, you're doing a million things to stay competitive. And that’s where Aflac can help. By providing Aflac along with your major medical insurance, you can give your employees the kind of benefits they’d expect from a bigger company—so your business stands out from the crowd.

Here's how you benefit:

• Policies are 100% employee-paid, so there is no direct cost to your company.
• Aflac complements current HSA/HDHP arrangements by offering compatible plans.
• Aflac helps attract and retain employees.
• We offer Aflac-assisted administration.
• Employee participation can lower taxable income and may reduce your overall share of FICA and FUTA taxes.

Here's how your employees benefit too:

Aflac insurance complements your major medical insurance, to help you create a more attractive employee benefits package:

• Our policies are designed to provide cash benefits to your employees if they become injured or sick.
• Employees are paid directly (unless they choose otherwise), usually within four days, to help cover expenses such as rent and child care, and expenses not covered by major medical insurance such as copayments and deductibles.
• With Aflac policies there are no deductibles, copayments, doctor networks or pre-authorization requirements.
• Premiums can be paid with pre-tax dollars through a Section 125 Cafeteria Plan.