Watch this short video for more on Aflac's Hospital Confinement Indemnity insurance.

Hospital Confinement Sickness Indemnity

An Aflac Hospital Confinement Sickness Indemnity insurance policy is designed to help when even a short hospital stay has a huge financial impact on your employees and their families.

  • With a Hospital Confinement Sickness Indemnity policy, we pay benefits based upon hospitalization. We also pay benefits that address major diagnostic exams, physician visits, surgery, and more.
  • During times of financial need, people typically turn to four places—savings, loans, family, and their employer. With Aflac, they'll have the help they need when they need it most.
  • We pay cash benefits fast—usually within four days of receiving the claim.

Policy A-45100-ID, A-45200-ID, or A-45300-ID in Idaho; Policy A-45100-OK, A-45200-OK, or A-45300-OK in Oklahoma.

Policies may not be available in all states. 

For residents of New York, coverage is available from American Family Life Assurance Company of New York (Aflac New York).  Aflac is not licensed in the state of New York.

For residents of Arizona, Idaho, Pennsylvania, and the Virgin Islands, the information on this Web site may not be applicable.  Please contact your Aflac independent agent for information about the plans available in your state.

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Hospital Confinement Sickness Indemnity