Aflac Press Releases

Aflac Incorporated To Webcast 2012 Financial Analysts Briefing

5/8/2012 4:39:07 PM

Aflac Incorporated To Webcast 2012 Financial Analysts Briefing5/8/2012 4:39:07 PM

COLUMBUS, Ga., May 8, 2012 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will webcast its annual Financial Analysts Briefing on May 15 and 16, 2012. Aflac's management will discuss its operations in Japan and in the United States as well as the company's earnings outlook. The schedule of the business meeting webcast is as follows, based on Eastern Daylight Time (EDT).

Tuesday, May 15, 2012
8:00 p.m.	Strategic Overview of Aflac
	Daniel P. Amos, Chairman & CEO, Aflac Incorporated



Wednesday, May 16, 2012
8:00 a.m.	Opening Remarks	9:15	Aflac U.S. Marketing
	Robin Y. Wilkey		Michael W. Zuna
8:05	Overview of Aflac Japan	9:45	Aflac Investments
	Tohru Tonoike		Eric M. Kirsch
8:25	Aflac Japan Marketing & Sales	10:30	Capital Position & Capital Management
	Koji Ariyoshi		Kenneth S. Janke
8:40	Aflac Japan Bank Channel Sales	11:10	Aflac Financial Results
	Hisayuki Shinkai		Kriss Cloninger III
8:55	Overview of Aflac U.S.	12:05	Question & Answer Session
	Paul S. Amos

The presentations, which include the slides, will be available via webcast. If you would like to sign up for the webcast, you may do so by visiting aflac.com and clicking on the Investors page. You will need to register for the event, so please allow yourself five to seven minutes to sign up prior to the scheduled start time. An archive of the presentations will be available on aflac.com for two weeks beginning late afternoon on May 16, 2012.

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or espanol.aflac.com.

(Logo: http://photos.prnewswire.com/prnh/20100423/CL92305LOGO)

Analyst and investor contact – Robin Y. Wilkey, 800.235.2667 – FAX: 706.324.6330, or rwilkey@aflac.com
Media contact – Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated

Aflac Incorporated Investor Presentation Now Available for On-demand Viewing at RetailInvestorConferences.com

5/7/2012 11:02:00 AM

Aflac Incorporated Investor Presentation Now Available for On-demand Viewing at RetailInvestorConferences.com5/7/2012 11:02:00 AM

Company invites individual and institutional investors to log-on to view presentation

NEW YORK, May 7, 2012 /PRNewswire via COMTEX/ --Aflac Incorporated (NYSE: AFL), today announced that their May 3rd RetailInvestorConferences.com presentation is now available for on-demand viewing.

LINK: http://www.retailinvestorconferences.com/ > red "register/ watch event now" button

Aflac's presentation will be available 24/7 for 90 days. Investors may download shareholder materials from the "virtual trade booth" for the next three weeks.

About Aflac Incorporated:
When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one insurance company in terms of individual insurance policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For five consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies. In addition, Forbes magazine has named Aflac as one of America's Best-Managed Companies in the Insurance category. In 2011, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the thirteenth consecutive year and included Aflac on its list of Most Admired Companies for the tenth time. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com.

About RetailInvestorConferences.com:
RetailInvestorConferences.com, created by BetterInvesting (NAIC), PR Newswire and MUNCmedia, is the first monthly virtual investor conference series that provides an interactive forum for presenting companies to meet directly with retail investors using a graphically-enhanced online platform.

Designed to replicate the look and feel of location-based investor conferences, Retail Investor Conferences unites PR Newswire's leading-edge online conferencing and investor communications capabilities with BetterInvesting's extensive retail investor audience network and MUNCmedia's sophisticated retail investor targeting.

Forward-Looking Statements

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. We desire to take advantage of these provisions. This document contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by company officials in communications with the financial community and contained in documents filed with the Securities and Exchange Commission (SEC).

Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as "expect," "anticipate," "believe," "goal," "objective," "may," "should," "estimate," "intends," "projects," "will," "assumes," "potential," "target" or similar words as well as specific projections of future results, generally qualify as forward-looking. Aflac undertakes no obligation to update such forward-looking statements. We caution readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to differ materially from those contemplated by the forward-looking statements: difficult conditions in global capital markets and the economy generally; governmental actions for the purpose of stabilizing the financial markets; defaults and downgrades in certain securities in our investment portfolio; impairment of financial institutions; credit and other risks associated with Aflac's investment in perpetual securities; differing judgments applied to investment valuations; subjective determinations of amount of impairments taken on our investments; realization of unrealized losses; limited availability of acceptable yen-denominated investments; concentration of our investments in any particular sector or issuer; concentration of business in Japan; ongoing changes in our industry; exposure to significant financial and capital markets risk; fluctuations in foreign currency exchange rates; significant changes in investment yield rates; deviations in actual experience from pricing and reserving assumptions; subsidiaries' ability to pay dividends to the Parent Company; changes in law or regulation by governmental authorities; ability to attract and retain qualified sales associates and employees; ability to continue to develop and implement improvements in information technology systems; changes in U.S. and/or Japanese accounting standards; decreases in our financial strength or debt ratings; level and outcome of litigation; ability to effectively manage key executive succession; catastrophic events including, but not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis, and radiological disasters; and failure of internal controls or corporate governance policies and procedures

SOURCE Aflac, Inc.

Aflac Cancer and Blood Disorders Center Gets New Logo

5/4/2012 8:42:54 AM

Aflac Cancer and Blood Disorders Center Gets New Logo5/4/2012 8:42:54 AMLeading Children's Cancer Program Gets New Look -- Same Commitment to Kids

COLUMBUS, Ga., May 4, 2012 /PRNewswire via COMTEX/ --Aflac, the number one provider of supplemental insurance in the United States and 11-time recipient of FORTUNE's World's Most Admired Companies designation, today helped unveil a new logo for the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta. The new design features the Aflac logo and includes the image of America's beloved Aflac Duck. The Aflac Cancer Center is recognized as one of the top childhood cancer centers in the country by U.S. News & World Report and is a national leader among childhood cancer, hematology, and blood and marrow transplant programs, serving infants to young adults.

(Photo: http://photos.prnewswire.com/prnh/20120504/CL00906-a ) (Logo: http://photos.prnewswire.com/prnh/20120504/CL00906LOGO-b )

"We are pleased that the Aflac duck is a new part of Children's overall branding strategy. This reflects the degree to which our association with the Aflac Cancer Center is an important part of the Aflac identity as well as an integral part of Children's," Aflac Foundation President Kathelen Amos said. "The Aflac duck has come to embody the best in our corporate family, as well as carrying the role of good will ambassador and a symbol of our commitment to pediatric cancer."

In 1995, Aflac Chairman and CEO Dan Amos was approached by Children's Healthcare of Atlanta with a request for $25,000 to help fund renovations for a center that cares for children with cancer and blood disorders. Aflac and Amos responded with a $3 million commitment and have since raised more than $75 million for childhood cancer treatment and research at the Aflac Cancer Center and at research institutions across the nation. Since 1995, Aflac has made childhood cancer its primary philanthropic cause.

The logo is part of Children's overall re-branding campaign and will be on display at each of the three Children's hospital campuses in Atlanta, including Egleston, Scottish Rite and Hughes Spalding. The Aflac Cancer Center treats more than 350 new childhood cancer patients every year, more than 600 patients with various pediatric bleeding disorders, and 1,700 children with sickle cell disease. The hospital also performs an average of 60 blood and marrow transplants each year. Cancer is the leading cause of death due to illness in the United States for children under 15.

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have helped provide a safety net and given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies. In 2012, FORTUNE magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To learn more about Aflac, visit aflac.com or aflacenespanol.com.

AFLAC CANCER AND BLOOD DISORDERS CENTER

The Aflac Cancer Center of Children's Healthcare of Atlanta is a national leader among childhood cancer, hematology, and blood and marrow transplant programs, serving infants to young adults. Recognized as one of the top childhood cancer centers in the country by U.S.News & World Report, the Aflac Cancer Center treats more than 350 new cancer patients each year and follows more than 2,500 patients with sickle cell disease, hemophilia and other blood disorders. Visit www.aflaccancercenter.org or call 404-785-1112 or 888-785-1112 for more information.

Media Contacts:	Analyst and Investor Contact:
Laura Kane	Robin Y. Wilkey
Aflac Incorporated	Aflac Incorporated
706.596.3493	1.800.235.2667
706.593.0786 (cell)	Fax: 706.324.6330
lkane@aflac.com	rwilkey@aflac.com

Jon A. Sullivan
Aflac Incorporated
706.596.3493
706.573.7610 (cell)
jsullivan@aflac.com

Brant Rawls
Children's Healthcare of Atlanta
(404) 785-7577
Brant.Rawls@choa.org

SOURCE Aflac

Aflac Incorporated to Webcast, Live, at RetailInvestorConferences.com on May 3rd

4/27/2012 11:01:58 AM

Aflac Incorporated to Webcast, Live, at RetailInvestorConferences.com on May 3rd4/27/2012 11:01:58 AMCompany invites Main Street and Wall Street investors to attend interactive real-time virtual conference

NEW YORK, April 27, 2012 /PRNewswire via COMTEX/ --Aflac Incorporated (NYSE:AFL), today announced that Mark Caldwell, CPA, Investor Relations Manager, will present at RetailInvestorConferences.com.

DATE: May 3, 2012
TIME: 2:00 PM EDT
LINK: www.retailinvestorconferences.com > red "register / watch event now" button

This will be a live, interactive online event where investors are invited to ask the company questions in real-time - both in the presentation hall as well as the company's "virtual trade booth." If attendees are not able to join the event live on the day of the conference, an on-demand archive will be available for 90 days.

It is recommended that investors pre-register to save time and receive event updates.

Forward-Looking Statements
The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. We desire to take advantage of these provisions. This document contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by company officials in communications with the financial community and contained in documents filed with the Securities and Exchange Commission (SEC).

SOURCE Aflac Incorporated

Aflac Ranks 214 on 2012 Forbes Global 2000 List

4/27/2012 8:02:00 AM

Aflac Ranks 214 on 2012 Forbes Global 2000 List4/27/2012 8:02:00 AM

COLUMBUS, Ga., April 27, 2012 /PRNewswire via COMTEX/ --Aflac, the number one provider of supplemental insurance in the United States, serving more than 50 million people worldwide, is ranked number 214 on the 2012 Forbes Global 2000 list of the world's biggest public companies.

"Aflac's growth has been extraordinary," Aflac Chairman and CEO Dan Amos said. "Our rise from humble beginnings as a regional insurance company to one of the largest companies in the world is a testament to our time-tested business model that puts our customers and the shareholders who own our company first."

Forbes compiles the Global 2000 list by screening Interactive Data, Thomson Reuters Fundamentals and Worldscope databases via FactSet Research Systems for publicly traded companies. Using these databases as its primary sources of data, Forbes screens for the biggest companies in four metrics; sales, profits, assets and market value. The market value calculation is as of March 16 closing prices, including all common shares outstanding. All figures are consolidated and in U.S. dollars.

Aflac amassed $22.2 billion in revenues in 2011 and $2 billion in profits. The company operates in the United States on both group and individual platforms and in Japan, where Aflac is the number one life insurance company in terms of individual policies in force. Aflac is listed on the New York Stock Exchange and is currently ranked number 125 on the Fortune 500.

In 2009, Aflac expanded it's presence in the supplemental insurance industry by acquiring Continental American Insurance Company in Columbia, South Carolina and rebranding the company as Aflac Group Insurance, enabling the leading supplemental insurance company to market its insurance plans through both the individual and group insurance platforms. Aflac recently announced that they are currently hiring and will hire an additional 400 people at its operations in Columbia and 225 at its headquarters in Columbus, Georgia, by the end of 2012 to accommodate current and anticipated growth. A listing of available jobs at Aflac is located at Aflac.com/careers.

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have helped provide a safety net and given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance provides protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or aflacenespanol.com.

Media Contacts:	Analyst and Investor Contact:
Laura Kane	Robin Y. Wilkey
Aflac Incorporated	Aflac Incorporated
706.596.3493	1.800.235.2667
706.593.0786 (cell)	Fax: 706.324.6330
lkane@aflac.com	rwilkey@aflac.com

Jon A. Sullivan
Aflac Incorporated
706.596.3493
706.573.7610 (cell)
jsullivan@aflac.com

SOURCE Aflac

Aflac Incorporated Announces First Quarter Results, Raises Aflac Japan Sales Outlook, Declares Second Quarter Cash Dividend

4/24/2012 4:10:00 PM

Aflac Incorporated Announces First Quarter Results, Raises Aflac Japan Sales Outlook, Declares Second Quarter Cash Dividend4/24/2012 4:10:00 PM

COLUMBUS, Georgia, April 24, 2012 /PRNewswire via COMTEX/ --Aflac Incorporated (NYSE: AFL) today reported its first quarter results.

Reflecting the benefit from a stronger yen/dollar exchange rate, revenues rose 21.9% to $6.2 billion in the first quarter of 2012, compared with $5.1 billion in the first quarter of 2011. Net earnings were $785 million, or $1.68 per diluted share, compared with $389 million, or $.83 per share, a year ago.

Throughout this document, certain prior period numbers have been restated to reflect the retrospective adoption of revised accounting guidance for accounting for costs associated with acquiring or renewing insurance contracts (deferred acquisition costs, or DAC).

Net earnings in the first quarter of 2012 included after-tax realized investment losses, net of realized investment gains, of $29 million, or $.06 per diluted share, compared with net after-tax losses of $376 million, or $.79 per diluted share, in the first quarter of 2011. After-tax net realized investment gains from sales and redemptions of securities in the quarter were $51 million, or $.11 per diluted share. These gains primarily resulted from both the redemption of a previously impaired perpetual security and liquidations related to our derisking program where sales prices were slightly better than the prices they had been impaired to on December 31, 2011. After-tax net realized investment losses from impairments in the quarter were $132 million, or $.28 per diluted share. These losses primarily resulted from impairments taken on two Tier 1 securities that were sold subsequent to the end of the quarter. After-tax net realized investment gains from derivatives in the quarter were $52 million, or $.11 per diluted share.

Aflac believes that an analysis of operating earnings, a non-GAAP financial measure, is vitally important to an understanding of the company's underlying profitability drivers. Aflac defines operating earnings as the profits derived from operations before realized investment gains and losses from securities transactions, impairments, and derivative and hedging activities, as well as nonrecurring items. Aflac's derivative activities include foreign currency, interest rate and credit default swaps in variable interest entities that are consolidated and foreign currency swaps associated with the company's senior notes. Management uses operating earnings to evaluate the financial performance of Aflac's insurance operations because realized gains and losses from securities transactions, impairments, and derivative and hedging activities, as well as nonrecurring items, tend to be driven by general economic conditions and events, and therefore may obscure the underlying fundamentals and trends in Aflac's insurance operations.

Furthermore, because a significant portion of Aflac's business is in Japan, where the functional currency is the yen, the company believes it is equally important to understand the impact on operating earnings from translating yen into dollars. Aflac Japan's yen-denominated income statement is translated from yen into dollars using an average exchange rate for the reporting period, and the balance sheet is translated using the exchange rate at the end of the period. However, except for a limited number of transactions, the company does not actually convert yen into dollars. As a result, Aflac views foreign currency as a financial reporting issue and not as an economic event for the company or its shareholders. Because changes in exchange rates distort the growth rates of operations, readers of Aflac's financial statements are also encouraged to evaluate financial performance excluding the impact of foreign currency translation. The chart toward the end of this release presents a comparison of selected income statement items with and without foreign currency changes to illustrate the effect of currency.

Operating earnings in the first quarter were $814 million, compared with $765 million in the first quarter of 2011. Operating earnings per diluted share rose 7.4% to $1.74 in the quarter, compared with $1.62 a year ago. Operating earnings benefited by $23 million, or $.05 per share, from the increase in investment income brought about by a one-time receipt of a previously written off deferred coupon negotiated as part of our derisking activities in the first quarter.

The stronger yen/dollar exchange rate increased operating earnings per diluted share by $.04 during the quarter. Excluding the impact from the stronger yen, operating earnings per share increased 4.9%.

Shareholders' equity was $13.6 billion at March 31, 2012, compared with $12.9 billion at December 31, 2011. Shareholders' equity at the end of the first quarter included a net unrealized gain on investment securities and derivatives of $1.4 billion, compared with a net unrealized gain of $1.2 billion at the end of December 2011. Shareholders' equity per share was $29.19 at March 31, 2012, compared with $27.76 per share at December 31, 2011. The annualized return on average shareholders' equity in the first quarter was 23.6%. On an operating basis (excluding realized investment losses and the impact of derivative gains/losses on net earnings, and unrealized investment and derivative gains/losses in shareholders' equity), the annualized return on average shareholders' equity was 27.1% for the first quarter.

On January 1, 2012, the company adopted revised accounting guidance for accounting for costs associated with acquiring or renewing insurance contracts (deferred acquisition costs, or DAC). These amended accounting rules are intended to address the diversity in practice regarding which costs qualify as DAC. The retrospective adoption of this accounting standard resulted in an after-tax cumulative charge to the company's retained earnings of $408 million, or 3.9% of adjusted shareholders' equity, as of December 31, 2010, and had an immaterial impact on net income in 2011 and for all preceding years. This accounting standard is not applicable to the company's statutory reporting, nor will it impact the company's risk-based capital or holding company liquidity position.

AFLAC JAPAN

Aflac Japan's total revenues in yen were up 7.8% in the first quarter of 2012. Premium income in yen rose 7.8%, and net investment income increased 8.7%. Investment income growth benefited from the receipt of a deferred coupon as previously discussed. The pretax operating profit margin decreased from the first quarter of 2011, declining from 22.3% to 21.3%, reflecting a higher benefit ratio partially offset by a lower expense ratio. Pretax operating earnings in yen increased 3.2%.

The average yen/dollar exchange rate in the first quarter of 2012 was 79.59, or 3.4% stronger than the average rate of 82.32 in the first quarter of 2011. Aflac Japan's growth rates in dollar terms for the quarter were magnified as a result of the stronger average yen/dollar exchange rates.

Reflecting the stronger yen, premium income in dollars rose 12.0% to $4.1 billion in the first quarter. Net investment income was up 12.5% to $730 million. Total revenues increased 12.0% to $4.9 billion. Pretax operating earnings rose 6.8% to $1.0 billion.

Aflac Japan again produced significant sales growth in the quarter. New annualized premium sales rose 53.8% to a record ¥52.4 billion in the first quarter of 2012. In dollar terms, new annualized premium sales were $659 million. Bank channel sales were again very strong, generating ¥24.3 billion in sales in the first quarter, an increase of 208.9% over the first quarter of 2011. Sales of WAYS, Aflac's unique hybrid whole-life product, increased 283.4% over the first quarter of 2011. Cancer sales in the first quarter were up 14.2%, reflecting continued positive results from the new cancer DAYS product rolled out a year ago. At the end of January, the company introduced an upgraded medical policy, and initial consumer response has been positive.

AFLAC U.S.

Aflac U.S. total revenues rose 5.2% to $1.4 billion in the first quarter. Premium income increased 5.2% to $1.2 billion, and net investment income was up 5.5% to $152 million. The pretax operating profit margin expanded from 19.1% a year ago to 19.6%, primarily benefiting from a lower expense ratio. Pretax operating earnings were $271 million, an increase of 8.1% for the quarter.

Aflac U.S. total new annualized premium sales increased 4.5% to $351 million. First quarter sales benefited from strong performance by the broker channel. During the quarter, Aflac made inroads in developing relationships with larger national brokers that sell to the larger-case employer market. Additionally, persistency in the quarter improved to 74.7% from 73.0% a year ago.

DIVIDEND

The board of directors declared the second quarter cash dividend. The second quarter dividend of $.33 per share is payable on June 1, 2012, to shareholders of record at the close of business on May 16, 2012.

OUTLOOK

Commenting on the company's first quarter results, Chairman and Chief Executive Officer Daniel P. Amos stated: "We are pleased with our overall results in the first quarter of 2012. Aflac Japan gets high marks for another great quarter. The tremendous sales momentum they again generated this quarter was largely propelled by success in selling through banks. Aflac Japan's first quarter production set an all-time new annualized premium sales record for the third quarter in a row. More importantly, we believe the first quarter has positioned us for another strong year of sales activities in Japan. As a result, we now expect Aflac Japan's full year sales to increase 10%, compared with our previous expectation of a sales decline.

"We are also pleased with Aflac U.S. results for the quarter. Despite challenges that remain in the U.S. economy, we continue to focus on expanding our reach to employees at companies, large and small. You'll recall that we have been establishing and developing relationships with brokers that handle the larger-case market. While this broker initiative is still in the early stages, we are excited about the opportunity this channel presents for future growth.

"With respect to our investment portfolio, we are extremely pleased with our progress in reducing our exposure to subordinated debt and perpetual securities of European financial issuers. When discussing our fourth quarter 2011 results, we stated our objective was to improve our diversification and credit profile by further reducing our exposure to European investments. We have made significant progress executing that plan. From the beginning of December 2011, we liquidated more than ¥130 billion out of the ¥150 billion of book value target we set, which includes several disposals that took place subsequent to the end of the quarter. While we still view Europe as an area of investment risk, I believe our portfolio is better-positioned to accommodate market volatility in the future.

"Additionally, I am encouraged by the initial results from our strategic business review of Aflac's global investment capabilities. This review is certainly a first step on the path to achieving our goal of being a world-class investment organization. The success of our derisking activities included the receipt of a deferred coupon that allows us to accelerate the funding of this critical global initiative, while still achieving our operating earnings-per-share objective this year. I believe the enhancements we're making to our investment team, processes and infrastructure will position us to invest our sizeable cash flows at more attractive returns through a more diversified and high-quality portfolio.

"The level of our regulatory capital ratios demonstrates our commitment to maintaining financial strength on behalf of our policyholders and bondholders. We are very pleased with the significant increase in our risk-based capital, or RBC ratio. As we have communicated over the past several years, sustaining a strong RBC ratio remains a priority for us. Although we have not yet finalized our statutory financial statements for the first quarter, we estimate our quarterly RBC ratio will be between 500% and 540%. We also expect that Aflac Japan's solvency margin ratio, or SMR, improved significantly over year-end 2011.

"Overall, I'm looking forward to another good year for Aflac, and I'm excited for our growth opportunities that lie ahead. With one quarter of the year complete, we continue to believe we are positioned for another year of solid financial performance. Although we expect the new accounting for DAC to impact earnings per share by approximately $.05, we still expect to produce operating earnings of $6.46 to $6.65 per diluted share before the impact of foreign currency translation. This range represents an increase of 3% to 6% over 2011 as restated for the change in DAC accounting compared with our prior 2012 objective of 2% to 5% growth. We believe our earnings-per-share objective for 2012 is reasonable and attainable, and we continue to look for better earnings growth in 2013."

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11^th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or espanol.aflac.com.

A copy of Aflac's Financial Analysts Briefing (FAB) supplement for the quarter can be found on the "Investors" page at aflac.com, as well as a complete listing of Aflac's investment holdings in the financial sector along with separate listings of the company's sovereign and financial investments in both perpetual and peripheral Eurozone securities.

Aflac Incorporated will webcast its quarterly conference call via the "Investors" page of aflac.com at 9:00 a.m. (EDT) on Wednesday, April 25, 2012.

AFLAC INCORPORATED AND SUBSIDIARIES CONDENSED INCOME STATEMENT
(UNAUDITED - IN MILLIONS, EXCEPT FOR SHARE AND PER-SHARE AMOUNTS)

THREE MONTHS ENDED MARCH 31,			2012		2011	% Change

Total revenues		$	6,240	$	5,117	21.9%

Benefits and claims			3,646		3,222	13.2

Total acquisition and operating expenses			1,392		1,304	6.8

Earnings before income taxes			1,202		591	103.1

Income taxes			417		202

Net earnings		$	785	$	389	101.5%

Net earnings per share - basic		$	1.68	$	.83	102.4%

Net earnings per share - diluted			1.68		.83	102.4

Shares used to compute earnings per share (000):
	Basic	465,887		468,012		(.5)%
	Diluted	468,533		472,104		(.8)%

Dividends paid per share		$	.33	$	.30	10.0%

Certain prior period numbers have been restated to reflect the retrospective adoption of revised accounting guidance for accounting for costs associated with acquiring or renewing insurance contracts (deferred acquisition costs, or DAC).

AFLAC INCORPORATED AND SUBSIDIARIES CONDENSED BALANCE SHEET
(UNAUDITED - IN MILLIONS, EXCEPT FOR SHARE AMOUNTS)

MARCH 31,		2012		2011	% Change

Assets:

Total investments and cash	$	103,104	$	88,441	16.6%

Deferred policy acquisition costs		9,542		8,897	7.2

Other assets		2,906		3,015	(3.6)

Total assets	$	115,552	$	100,353	15.1%

Liabilities and shareholders' equity:

Policy liabilities	$	93,004	$	82,491	12.7%

Notes payable		3,964		3,017	31.4

Other liabilities		4,941		4,335	14.0

Shareholders' equity		13,643		10,510	29.8

Total liabilities and shareholders' equity	$	115,552	$	100,353	15.1%

Shares outstanding at end of period (000)		467,463		467,564	ï¼%

	RECONCILIATION OF OPERATING EARNINGS TO NET EARNINGS
	(UNAUDITED - IN MILLIONS, EXCEPT FOR PER-SHARE AMOUNTS)

THREE MONTHS ENDED MARCH 31,			2012		2011	% Change

Operating earnings		$	814	$	765	6.3%

Reconciling items, net of tax:
Realized investment gains (losses):
Securities transactions and impairments			(81)		(357)
Impact of derivative and hedging activities			52		(19)


Net earnings		$	785	$	389	101.5%

Operating earnings per diluted share		$	1.74	$	1.62	7.4%

Reconciling items, net of tax:
Realized investment gains (losses):
Securities transactions and impairments			(0.17)		(.75)
Impact of derivative and hedging activities			0.11		(.04)


Net earnings per diluted share		$	1.68	$	.83	102.4%

Certain prior period numbers have been restated to reflect the retrospective adoption of revised accounting guidance for accounting for costs associated with acquiring or renewing insurance contracts (deferred acquisition costs, or DAC).

EFFECT OF FOREIGN CURRENCY ON OPERATING RESULTS(1)
(SELECTED PERCENTAGE CHANGES, UNAUDITED)

THREE MONTHS ENDED MARCH 31, 2012	Including Currency Changes	Excluding Currency Changes(2)

Premium income	10.4%	7.2%

Net investment income	11.0	8.8

Total benefits and expenses	11.3	8.1

Operating earnings	6.3	3.7

Operating earnings per diluted share	7.4	4.9

(1) The numbers in this table are presented on an operating basis, as previously described.
(2) Amounts excluding currency changes were determined using the same yen/dollar exchange rate for the current period as the comparable period in the prior year.

Certain prior period numbers have been restated to reflect the retrospective adoption of revised accounting guidance for accounting for costs associated with acquiring or renewing insurance contracts (deferred acquisition costs, or DAC).

2012 OPERATING EARNINGS PER SHARE SCENARIOS

Average Exchange Rate	Annual Operating EPS					% Growth Over 2011			Yen Impact

70	$	7.06	-	7.25		12.6	-	15.6%	$	.60

75		6.73	-	6.92		7.3	-	10.4		.27

79.75*		6.46	-	6.65		3.0	-	6.1		-

80		6.45	-	6.64		2.9	-	5.9	(.01)

85		6.21	-	6.40	(1.0)		-	2.1	(.25)

*Actual 2011 weighted-average exchange rate

FORWARD-LOOKING INFORMATION

Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as "expect," "anticipate," "believe," "goal," "objective," "may," "should," "estimate," "intends," "projects," "will," "assumes," "potential," "target" or similar words as well as specific projections of future results, generally qualify as forward-looking. Aflac undertakes no obligation to update such forward-looking statements. We caution readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to differ materially from those contemplated by the forward-looking statements: difficult conditions in global capital markets and the economy generally; governmental actions for the purpose of stabilizing the financial markets; defaults and credit downgrades of securities in our investment portfolio; impairment of financial institutions; credit and other risks associated with Aflac's investment in perpetual securities; differing judgments applied to investment valuations; subjective determinations of amount of impairments taken on our investments; realization of unrealized losses; limited availability of acceptable yen-denominated investments; concentration of our investments in any particular sector or issuer; concentration of business in Japan; ongoing changes in our industry; exposure to significant financial and capital markets risk; fluctuations in foreign currency exchange rates; significant changes in investment yield rates; deviations in actual experience from pricing and reserving assumptions; subsidiaries' ability to pay dividends to the Parent Company; changes in law or regulation by governmental authorities; ability to attract and retain qualified sales associates and employees; ability to continue to develop and implement improvements in information technology systems; changes in U.S. and/or Japanese accounting standards; decreases in our financial strength or debt ratings; level and outcome of litigation; ability to effectively manage key executive succession; catastrophic events including, but not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis, and radiological disasters; and failure of internal controls or corporate governance policies and procedures.

Analyst and investor contact - Robin Y. Wilkey, 706.596.3264 or 800.235.2667, FAX: 706.324.6330 or rwilkey@aflac.com

Media contact - Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated

Aflac Incorporated to Release First Quarter Results on April 24, 2012

4/17/2012 12:04:55 PM

Aflac Incorporated to Release First Quarter Results on April 24, 20124/17/2012 12:04:55 PM

COLUMBUS, Ga., April 17, 2012 /PRNewswire via COMTEX/ --Aflac Incorporated (NYSE: AFL) announced today that it will release first quarter financial results after the market closes on April 24, 2012.

In conjunction with the earnings release, Aflac Incorporated will webcast a conference call scheduled for 9:00 a.m. (EDT) on April 25, 2012. During the teleconference, Aflac Incorporated Chairman and Chief Executive Officer Dan Amos will discuss first quarter results and the company's outlook. Other Aflac executives will be available to answer questions, including Aflac Incorporated President and Chief Financial Officer Kriss Cloninger; President and Chief Operating Officer of Aflac Japan Tohru Tonoike; President of Aflac and Chief Operating Officer of Aflac U.S. Paul S. Amos II; Executive Vice President and Deputy Chief Financial Officer Kenneth S. Janke Jr.; and First Senior Vice President and Global Chief Investment Officer Eric Kirsch.

To listen to the first quarter conference call, visit aflac.com and click on the Investors page. Registration is required, so please allow five to seven minutes to sign up prior to the scheduled start time.

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the fourteenth consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the eleventh time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or espanol.aflac.com.

(Logo: http://photos.prnewswire.com/prnh/20100423/CL92305LOGO )

Analyst and investor contact - Robin Y. Wilkey, 706.596.3264 or 800.235.2667,
FAX: 706.324.6330, or rwilkey@aflac.com
Media contact - Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated

Americans in Denial About Likelihood of Accidents and Serious Illnesses

4/4/2012 5:02:24 AM

Americans in Denial About Likelihood of Accidents and Serious Illnesses4/4/2012 5:02:24 AMAflac study reveals many U.S. workers are unprepared to handle financial consequences of unexpected health issues

COLUMBUS, Ga., April 4, 2012 /PRNewswire via COMTEX/ --The 2012 Aflac WorkForces Report revealed six out of ten workers (62 percent) think it's not very or not at all likely they or a family member will be diagnosed with a serious illness like cancer, and more than half (55 percent) said they were not very or not at all likely to be diagnosed with a chronic illness, such as heart disease or diabetes. These key findings are from a national study released today analyzing forces impacting the trends, attitudes, and use of employee benefits. The 2012 Aflac WorkForces Report is an online survey of nearly 1,900 benefits decision-makers and more than 6,100 U.S. workers, conducted in January and February 2012 by Research Now and released by Aflac, the No. 1 provider of supplemental and guaranteed-renewable insurance in the United States.

(Photo: http://photos.prnewswire.com/prnh/20120404/CL81743 )

Americans may be overly optimistic when it comes to thinking they won't ever be diagnosed with a serious illness or experience an accident. According to the American Cancer Society, Cancer Facts & Figures 2012, one in three women and one in two men will be diagnosed with cancer at some point in their lives, and the National Safety Council, Injury Facts 2011 edition, says that more than 38.9 million medically consulted injuries occur in a year. The American Heart Association, Heart Disease & Stroke Statistics 2012, show that one in six deaths in the U.S. was caused by coronary heart disease.

"The fact that American workers aren't aware of their medical risks and the potential financial impact of those risks is a very real concern that is only compounded when workers don't take full advantage of available benefits options or adjust their savings strategies to be more prepared," said Audrey Boone Tillman, executive vice president of Corporate Services at Aflac. "Now, more than ever, people need to understand that well-being means more than just good health--it's being prepared for the reality of whatever life may bring and taking the necessary measures to protect themselves and their families."

Despite optimism about their physical health, the study reveals that American workers also are concerned about their financial health, and many admit they are unprepared to handle the financial consequences of a serious illness or accident in their family.

The 2012 Aflac WorkForces Report found that:

Half of American workers (51 percent) are trying to reduce debt.
Nearly six in ten (58 percent) don't even have a financial plan to handle the unexpected.
Only eight percent of U.S. workers strongly agree their family will be financially prepared in the event of an unexpected emergency.
Twenty-eight percent have less than $500 (51 percent have less than $1,000) in savings for emergency expenses.

When asked how they would pay for out-of-pocket expenses due to an unexpected illness, more than half (57 percent) of respondents said they would have to tap into savings, 30 percent would use a credit card and 19 percent--nearly one out of five people--would have to withdraw funds from their 401k plans to cover the costs.

"Most individuals are looking to their employers to educate them about all available benefits options, not just traditional benefits changes or choices, to better understand how they can have a more secure safety net," said Tillman. "It's critical for employers to effectively communicate year-round about how new benefit options, like voluntary insurance, can help with high out-of-pocket expenses associated with a serious illness or accident."

The 2012 Aflac WorkForces Report also found 60 percent of workers would be at least somewhat likely to purchase voluntary health insurance plans if offered by their employer. Voluntary insurance policies such as critical illness, short-term disability, accident, and more are among benefits options that can help protect the well-being and financial security of individuals and their families.

To see the 2012 study results and learn more about how people can better protect themselves and their families against the unknown, visit AflacWorkForcesReport.com.

Study overview

The Aflac WorkForces Report is an annual employee benefits study examining the forces impacting the trends, attitudes, and utilization of employee benefits. Surveying both American workers and business decision-makers, the Aflac WorkForces Report reconciles the perceptions and realities of benefits in the workplace. The insights aim to help businesses make informed decisions about benefits to better protect their employees and their bottom line.

Research methodology

The 2012 Aflac WorkForces Report was conducted by Research Now on behalf of Aflac. The research contained two components of research among the U.S. workforce--employer research and employee research.

The Employer Survey was conducted online within the United States between January 24, 2012, and February 7, 2012, among 1,876 benefits decision-makers. Results were representative of U.S. companies with at least three employees based on company size (number of employees) and industry. No estimates of theoretical sampling error can be calculated; a full methodology is available.

The Employee Survey was conducted online within the United States between February 7, 2012, and February 23, 2012, among 6,151 employed adults ages 18 and older who are employed full or part time at a company with three or more employees and not retired. The first 3,151 interviews were nationally representative while the remaining 3,000 interviews were conducted among the Top 30 designated market areas (DMAs)--100 interviews per DMA. Results were weighted as needed for household income. No estimates of theoretical sampling error can be calculated; a full methodology is available.

About Research Now

Research Now is the leading global online sampling and online data collection company. With over six million panelists in 38 countries worldwide, Research Now enables companies to listen to and interact with real consumers and business decision-makers to help them make key business decisions. Research Now offers a full suite of data collection services, including social media sampling, and operates the Valued Opinions(TM) Panel and e-Rewards® Opinion Panels. The company has a multilingual staff located in 24 offices around the globe and has been recognized for four consecutive years as the industry leader in client satisfaction. For more information, please visit researchnow.com.

About Aflac

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have helped provide a safety net and give policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or aflacenespanol.com.

(Logo: http://photos.prnewswire.com/prnh/20100423/CL92305LOGO )

Media Contacts:
Kip Havel	Cathleen Bleers
Aflac	Hill + Knowlton
706.243.5543	312.255.3123
khavel@aflac.com	cathleen.bleers@hillandknowlton.com

SOURCE Aflac

Aflac Foundation Helps Underwrite New Cancer Information Website

3/27/2012 2:19:00 PM

Aflac Foundation Helps Underwrite New Cancer Information Website3/27/2012 2:19:00 PM

Georgia Center for Oncology Research and Education Initiates Georgia's First ComprehensiveOnline Cancer Information Center

COLUMBUS, Ga. – March 27, 2012 – Aflac, the number one provider of supplemental insurance in the United States, serving more than 465,000 businesses and 50 million people worldwide, has donated $25,000 to the Georgia Center for Oncology Research and Education (CORE) to help improve cancer care in Georgia. The donation will help sustain Georgia CORE's new website, GeorgiaCancerInfo.org, which is an information tool designed to improve clinical research throughout the state. Georgia CORE is an independent, nonprofit organization.

Patients and families use the website to share and research valuable information on cancer care that helps them in making important decisions, including searchable profiles on oncologists in Georgia and lists of clinical trials being conducted by researchers. Health care professionals also use the site for the latest information on clinical trials, oncologists, treatment guidelines and cancer treatment sites.

"When people face a challenging medical diagnosis, they need ready access to clear and accurate information about clinical trials, medical experts and other concerns," Aflac Foundation President Kathelen Amos said. "We are proud to underwrite this website because it cuts through the clutter of the Internet to provide Georgia families with dependable data by typing a few letters on a keyboard."

Since 1995, Aflac has raised more than $75 million for childhood cancer treatment and research, including more than $70 million contributed to the Aflac Cancer Center in Atlanta. Aflac has made childhood cancer its primary philanthropic cause. Cancer is the second leading cause of death in Georgia; 1,638,910 new cancer cases are expected to be diagnosed in 2012, according to the American Cancer Society's 2012 Cancer Facts & Figures.

ABOUT AFLAC
When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have helped provide a safety net and given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, FORTUNE magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To learn more about Aflac, visit aflac.com or aflacenespanol.com.

ABOUT GEORGIA CORE
Georgia CORE was established in 2003 as a catalyst to increase availability of and access to clinical trials – qualities known to be innovative hallmarks of quality cancer care. The Board of Directors, composed of community oncologists, scientists, nurses and educators, represents leading private practices, cancer centers, academic institutions and all programs in Georgia funded by the National Cancer Institute. Georgia CORE is a private nonprofit funded by the Georgia Cancer Coalition – an initiative of the Georgia Research Alliance, the Georgia Society of Clinical Oncology, and the Wilbur and Hilda Glenn Family Foundation. Find more information at georgiacore.org.

Media Contacts:
Laura Kane
Aflac Incorporated
706.596.3493
706.593.0786 (cell)
lkane@aflac.com

Analyst and Investor Contact:
Robin Y. Wilkey
Aflac Incorporated
1.800.235.2667
Fax: 706.324.6330
rwilkey@aflac.com

Jon A. Sullivan
Aflac Incorporated
706.596.3493
706.573.7610 (cell)
jsullivan@aflac.com

Aflac Foundation Contributes $1 Million to Chattahoochee River Restoration Project

3/19/2012 8:04:00 AM

Aflac Foundation Contributes $1 Million to Chattahoochee River Restoration Project3/19/2012 8:04:00 AM

COLUMBUS, Ga., March 19, 2012 /PRNewswire via COMTEX/ --Aflac, a member of the 2011 Dow Jones Sustainability Index North America list and a top 10 company in the financial sector for Newsweek 2011 Green Rankings, announced today that it has donated $1 million to the Chattahoochee River Restoration project in the company's home city of Columbus, GA.

"Aflac is committed to investing in this project because it will help ensure that the Chattahoochee Valley remains a terrific place to live and raise a family," Aflac Foundation President Kathelen Amos said. "Restoring the river signifies a rebirth of a historic part of our country, creating a significant economic impact, dazzling recreational activities and an overall enhancement of the image of our community. The Aflac Foundation stands firmly behind the success of this project."

The restoration project, spearheaded by Uptown Columbus Inc., combines several projects such as the Riverwalk, the Rails-to-Trails Project, and the 14th Street Bridge and plaza project. The crowning achievement will come in transforming 2.5 miles of the Chattahoochee River to its original splendor, creating environmental benefits for the fish and vegetative habitats along this stretch of the river and a world-class white-water track for rafting and kayaking, the longest such urban white-water venue in the world.

Aflac's commitment to sustainability is best reflected by the company's Smart Green plan that promotes environmental awareness and contributes to the health and well-being of employees and the community. A significant part of Aflac's Smart Green program includes environmental education and advocacy for employees and the public. It is supported by an employee led Green Committee that reports directly to the company's board of directors.

"As a company that cares dearly for sustainability and protecting our environment, the river restoration project is a great opportunity for the nearly 4,000 Aflac employees in Columbus and their families to engage in a smart green mission that will produce untold benefits for the community," Aflac Vice President of Facilities and Chair of Aflac's Green Committee Alfred Blackmar said. "This $1 million donation is an investment in the future of our environment and our economic vitality, which often can and do go hand-in-hand."

John Turner, Chair of the River Restoration Committee, noted that the Aflac donation will be a tremendous boost to the project.

"Dan and Kathelen Amos were some of the earliest supporters of this project as they were able to envision how much it would accomplish for the environment, economic development and quality of life in our entire region," Turner said. "Since Aflac put its roots down in Columbus in the 1950s, the company has been front and center with just about every important initiative in our community. In this particular case, their gift will not only change this river forever; it will change this community forever. We are grateful for all the support we've received from Aflac, which is critical to ensuring the total success of this project."

ABOUT AFLAC When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have helped provide a safety net and given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, FORTUNE magazine recognized Aflac as one of the 100 Best Companies to Work For for the 14th consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or aflacenespanol.com.

Media Contacts:	Analyst and Investor Contact:
Laura Kane	Robin Y. Wilkey
Aflac Incorporated	Aflac Incorporated
706.596.3493	1.800.235.2667
706.593.0786 (cell)	Fax: 706.324.6330
lkane@aflac.com	rwilkey@aflac.com

Jon A. Sullivan
Aflac Incorporated
706.596.3493
706.573.7610 (cell)
jsullivan@aflac.com

SOURCE Aflac