Voluntary Insurance: Go with the Group or Go it Alone?
Most employer-paid health insurance benefits, including major medical coverage, fall into “the more the merrier” category, with employees enrolling in group plans. But when it comes to voluntary coverage, both group and individual policies have distinct advantages, and employers can choose to provide workers with access to one or the other – or even both. The advantages of voluntary insurance are clear, but it’s up to employers to decide what type of coverage they’ll make available to workers. Read the article.
Disability Insurance: Protecting Your Employees Means Protecting Your Business
As an employer, you have procedures in place to help employees overcome workplace concerns, but you may sometimes wonder what you can do to help them overcome personal challenges. Did you know that one of the most meaningful things you can do for your workers is provide a robust benefits package that includes disability insurance? It's true: 38 percent of workers surveyed as part of Aflac's 2013 WorkForces Report said that by offering strong benefits, employers signal they care about their employees' well-being. And workers who believe their employers care about them stay in their jobs longer and are more loyal and productive. Read the article.