What is lump sum cancer insurance?

A lump sum cancer insurance policy provides you with a pre-established amount if you or another covered person is diagnosed with cancer. You can use the money to help pay the expenses that you'll have at the time, from medical costs to everyday bills. 

Aflac's cash benefits can be used to help pay for the expenses associated with cancer that may not be fully covered by your major medical insurance, including:

  • Transportation to and from medical facilities, including parking
  • Out-of-network specialists
  • Experimental treatments 
  • Daily living expenses
  • Rehabilitation
  • Extended hospital stays 
Who should think about lump sum cancer insurance?

Who should think about lump sum cancer insurance?

Aflac's lump sum cancer insurance policy pays cash benefits directly to the policyholder, unless assigned. The benefits can be used to help pay for any type of expense.

 
Did you know?

Did you know?

About 1,479,350 new cancer cases were expected to be diagnosed in 2009. In the United States, men have slightly less than a 1-in-2 lifetime risk of developing cancer; for women, the risk is a little more than 1-in-3.*

*Cancer Facts & Figures 2009, American Cancer Society

 

Why do I need lump sum cancer insurance?

The American Cancer Society estimates that one in five people who are diagnosed with cancer use all or most of their savings during their fight against the disease (American Cancer Society, Cancer Facts and Figures 2008). By complementing your major medical insurance policy with a lump-sum cancer insurance policy, you'll receive cash benefits to help pay for treatment and daily living expenses.

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For details about a plan available from Aflac, please select your state of residence. Other plans may be available in your state.
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