Running a business is hard work, and looking out for the best interest of workers is a key part of the job. Use these Aflac articles to gain insight into employees’ thoughts about health care benefits, as well to find ways to use benefits to attract and retain productive and engaged workers.
7 tips for getting your insurance claim paid quickly
When you applied for voluntary insurance coverage through your workplace, you probably never really imagined using it. But here you are in the hospital and it doesn’t look like you’ll return to work any time soon. Now that the unthinkable has happened, what comes next? If you’re like most people, you’ll start fretting about finances. Suddenly you remember: You signed up for insurance at work that was supposed to help in situations just like this one. Read more.
Voluntary 101 Guide for Businesses
Voluntary insurance plans help people protect their financial well-being in the event of a serious accident or illness. Get an overview on products, out-of-pocket costs and see why employees need these policies. Read more.
Voluntary 101 Guide for Consumers
Voluntary insurance offers the workforce a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury or illness. This booklet addresses commonly asked questions regarding the relevance of voluntary insurance, as well as who needs these policies, what is covered in them and a quick look at four popular policies. Read more.
What is voluntary insurance – and why do employees need it?
Today’s workers are looking closely at their insurance coverage to identify gaps that might leave them vulnerable to medical expenses they’re ill-equipped to pay. Enter voluntary insurance, a type of coverage that’s not required or mandated, with enrollment that’s completely optional – which is why it’s known as “voluntary.” Read more.
Lower your operational costs
Anecdotal evidence has long suggested that companies offering voluntary accident and disability insurance policies experience lower workers’ compensation claims. A new Aflac survey of 945 benefits decision-makers confirms that making such coverage available to employees is a smart move for protecting your bottom line. Download the article.
Better together: The truth about insurance policy riders
What’s commonly known as a rider – an add-on to a basic insurance policy – can help make all the difference in the overall value of an insurance policy. Think of a rider as a little extra something that’s added to a basic life or health insurance policy to sweeten the deal and personalize coverage. Read more.
Make 3 foundational decisions today for a successful 2015
While health care reform is getting into full swing, some companies are taking a “wait and see” approach in 2014. However, there are several important, tangible steps your business can take today to lay a firm foundation for the new era of health care in 2015. Get ahead of the curve by making three foundational decisions. Read the article.
Protecting Your Assets: 5 Steps to Financial Health
In uncertain economic times, people are more focused than ever on protecting their assets. When you've worked long and hard to earn what you have, prudent planning can help make sure you're insured against unforeseen life events that could cost you your savings. Here are five steps consumers should take in order to help protect their financial health.
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7 Key Facts Small Businesses Need to Know About Public Health Care Exchanges
As a small business leader, a SHOP exchange offers you new opportunities in the benefits marketplace, as well as with workforce recruitment and retention. This article covers common questions and answers to help you understand the details of these programs to make better informed decisions for your workforce. Read the article.