What is short term disability insurance?
A physician-documented disability often results in a loss of income. Our short term disability insurance pays benefits (i.e., a monthly amount that is a percentage of your gross income) for a period of time while you are disabled. Your agent will help you select the right amount of disability insurance benefits for your needs, as well as the length of time they are payable.
You should choose a level of disability insurance coverage that best meets your needs for:
- The price you feel you can afford
- Your income requirements
- The amount of monthly benefits you'll want
- The period of time you want benefits to last
- The number of days before coverage kicks in
- Optional riders
Aflac short term disability insurance is only available through worksite payroll deduction.