What is lump sum critical illness insurance?

A lump sum critical illness insurance policy provides a single cash benefit to you if you're diagnosed or treated for a covered critical illness event. This benefit is paid upon the onset date of the following critical illness events:

  • Heart Attack
  • Stroke
  • End-Stage Renal Failure 
  • Coma
  • Major Human Organ Transplant
  • Paralysis 

Benefits may vary by state and plan level selected.

Who should think about lump sum critical illness insurance?

Who should think about lump sum critical illness insurance?

Even if you've never experienced a serious illness or event, knowing that an Aflac lump sum critical illness insurance policy will help you address immediate medical costs, as well as those ongoing expenses of everyday life, will help you feel more in control of your financial situation.


Why do I need lump sum critical illness insurance?

While you, or a covered family member, are being treated for or are recovering from a critical illness, there's a good chance that you will be facing out-of-pocket medical expenses and possibly costs for travel and lodging. The security of knowing that you'll receive a lump sum cash benefit from Aflac will allow you to concentrate on your recovery, not your finances.
Did you know?

Did you know?

In 2012, an estimated 1.25 million people will experience a heart attack.*

About every 34 seconds, someone suffers a heart attack.*

Every 40 seconds, someone suffers a stroke. About 795,000 strokes occur in the United States each year.*

*Heart Disease and Stroke Statistics, American Heart Association, 2012 Update.


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View Lump Sum Critical Illness Brochure
For details about a plan available from Aflac, please select your state of residence. Other plans may be available in your state.