What is Critical Care & Recovery insurance?

A serious health condition such as heart attack, end-stage renal failure or third-degree burns is not only a life-altering physical event, but a devastating financial one as well. Critical care & recovery insurance may make all the difference by providing cash benefits as you concentrate on your recovery.

Covered health events also include:

  • Stroke
  • Paralysis
  • Coronary artery bypass surgery 
  • Persistent vegetative state
  • Major human organ transplant
  • Coma 
Who should think about critical care & recovery insurance?

Who should think about Critical Care & Recovery?

Anyone who has experienced a serious medical condition or procedure understands the very real financial impact of lost wages, medical bills, and those everyday bills that won't stop just because you're laid up. A critical care and recovery insurance policy helps with the medical expenses related to a covered life-threatening health event.

Did you know?

Did you know?

  • In 2012, an estimated 1.25 million people will experience a heart attack.*
  • About every 34 seconds, someone suffers a heart attack.*
  • Every 40 seconds, someone suffers a stroke. About 795,000 strokes occur in the United States each year.*

*Heart Disease and Stroke Statistics, American Heart Association, 2012 Update.


Why do I need Health Event & Medical Condition insurance?

If a covered health event happens, you'll welcome cash benefits to help pay for items not covered by your major medical insurance plan, including the numerous out-of-pocket expenses you'll face.

Introducing One Day PaySM

When it comes to paying claims, no one flies faster.

Real Cost Calculator

Uncover the real cost of an illness or injury, even if you have major medical insurance.

View Critical Care & Recovery Brochure
For details about a plan available from Aflac, please select your state of residence. Other plans may be available in your state.