July 28, 2009
American Family Life Assurance Company of Columbus (Aflac)
My story starts in March of this year.
We were having a new Aflac agent come into our office and discuss all the policies we could apply for. My intentions that day were to cancel the policies I had, as money was getting tight. My husband and I had a 14 month old daughter and another one on the way. I sat through the meeting and was shocked at the policies available. One in particular was the hospital confinement indemnity insurance policy. With having a baby just 14 months prior I could have used the benefits provided by that policy and it would have helped with the costs that my husband and I had to endure. So with that in mind and speaking with my agent, Tina Way, I decided to keep my current policies and add the hospital confinement indemnity policy as well. I knew that it wouldn't cover the baby on the way, but my husband and I plan to have more kids. So by the end of the day, I had the hospital confinement indemnity policy (which was new for me), and the hospital intensive care, accident and cancer insurance policies, the last three I already had since 2004.
Well within days of this meeting our daughter, Lillian, was born. Six weeks and 3 days early, our world was spinning. After an emergency c-section in the middle of the night I wasn't sure what was going on. We were told she would be in the NICU for 3-4 weeks at best. After I was discharged from the hospital I remembered that I had the Aflac hospital intensive care policy. I spoke to Tina our Aflac agent and she sent me the claim forms, helped me fill them out and even submitted them to Aflac for me. I couldn't believe the wonderful care she gave our family.
Within 3-4 days we had a benefit check in the mail. This helped cover our costs for Lily and helped us stay above water as we brought her home after 21 days in the NICU. Today she is 4 months, happy and healthy. Thanks to the help of our Aflac benefits we were able to stay on track with our bills and spend time with our daughters instead of worrying about money.
But the story doesn't end there. You see just six weeks ago, I, a 27 year old mother of 2 was diagnosed with Clarks level 4 melanoma skin cancer. I am the 4th generation in my family to be diagnosed with melanoma and hopefully the last. I just had surgery to see how far the cancer has gone and am relieved that it hasn't spread. But now I am facing immunotherapy and a high chance of reoccurrence.
Here again Aflac will be helping. I have just submitted my claim and I can sleep at night knowing that Aflac will once again help me and my family.
Although I love my Aflac, I do hope that I don't have to use it again.
A policyholder for life!
Nadine M. Hosmer
Business Development Coordinator