When my husband and I decided we wanted to start a family, one of the first things that came to mind was, ‘How are we going to afford this?’ Even with major medical insurance, the hospital bill alone was going to take a big chunk out of our savings.
One evening my husband came home from work and said he had participated in an Aflac presentation and applied for an Aflac hospital confinement indemnity insurance policy. My first thought was that we were pretty healthy people and hopefully wouldn't have any accidents so we shouldn't really bother with it.
Little did I know Aflac could actually help with the cost of having a baby! After meeting with an Aflac agent, we learned about the policy that would help cover the costs of hospitalizations. Knowing that Aflac would process claims helped make things so much less stressful.
We welcomed our little boy in January and shortly after received our benefit check from Aflac. Not only did this help allow us to pay our hospital bill, but it has also helped allow me to have extra time at home with my son.
I am so glad we learned about this policy before having our child and hope that others have the opportunity to apply for Aflac as well.