A dental insurance policy may help considerably with the costs, often paying 100 percent of the expense of preventive benefits. But a great smile often requires additional dental care, such as X-rays, sealants and emergency oral evaluation. Aflac bases its dental care benefits on the American Dental Association (ADA) code and spells out the benefits paid for both wellness and other diagnostic/treatment services. Since each covered procedure has a specific benefit amount, your employees know exactly what they’re getting. Translation: no surprises.