Aflac’s Recipe for Success featuring Paul Amos II in Advisor Today, March/April 2013
A commitment to understanding client needs and going the extra mile have produced major wins for this global giant. Read the article.
Why Voluntary Benefits Are Essential in Today’s Workplace by Ron Fields featured in California Broker, March 2013
Voluntary benefits are more necessary than ever in today’s workplace as the Affordable Care Act (ACA) has been enacted and health care costs continue to rise. Voluntary benefits may help employers solve a number of concerns and challenges that have surfaced during this time of health care financial insecurity, while also adding to brokers’ revenue stream. Read the article.
Activate Wellness Programs to Achieve Key Workforce, Bottom-Line Objectives by Audrey Boone Tillman featured in Corporate Wellness Magazine, March 2013
In today’s changing economic climate, companies are always looking for ways to balance financial responsibility and keeping employees happy in the workplace. Achieving employee satisfaction is one of the greatest challenges that managers face. Fortunately, many HR executives have discovered that company-sponsored wellness programs can help increase employee morale; while also lowering health care costs. Read the article.
Get Well Soon! Changes in U.S. Healthcare Environment Increase Need for Wellness Program by Ron Fields featured in Health Insurance Underwriter, March 2013
With the implementation of health care reform, many employers are struggling to control their company’s healthcare expenses, often passing more of the premium costs on to employees and increasing deductibles, copayments or out-of-pocket limits. At the same time, attracting and retaining a quality workforce continues to be a high priority for employers, as well as ensuring the health and productivity of their employees. Read the article.
Voluntary Insurance: Employee Benefit, Employer Solution by John Harmeling featured in QSRmagazine.com, February 2013
With health care reform under way, many restaurant operators are wondering how they will handle rising health care costs. Some franchisees of popular chains have publicly discussed options such as cutting staff and hours, initiating hiring freezes, or passing increased costs on to customers. Read the article.
The Hispanic market: A huge (and growing) opportunity by John Harmeling featured in LifeHealthPro.com, February 2013
With the U.S. economy still in recovery, life insurance agents and brokers are looking for ways to maximize their earning potential with new sources of revenue. One way for savvy agents to increase success during these difficult times is by reaching out to the U.S. Hispanic market. Read the article.
Selling to women: 2 trends to drive voluntary sales by Ron Fields featured in Life Insurance Selling, February 2013
When selling to women, many agents and brokers start conversations with a standard list of questions regarding marital status, children, income, financial goals, household expenses and other related topics. Read the article.
Voluntary critical illness insurance: A safety net for employees by John Harmeling featured in Life Insurance Selling, February 2013
No one is immune to life-altering and sudden health events, such as heart attacks, strokes or cancer. Fortunately, with modern medicine and technological advances, Americans are more likely than ever to survive a serious illness, but they may be left with spiraling health care costs, even with major medical insurance coverage. Read the article.
Aflac Is Different by Denis Storey, featured in Benefits Selling, January 2013
Aflac obviously needs no introduction. In fact, even if this magazine were in the hands of your clients, no background would be necessary. Say what you want about the company and its iconic water fowl, but they practically redefined insurance marketing. Read the article.
Health Care Reform Presents New Challenges and Opportunities for Brokers by Paul S. Amos II, featured in Broker World, January 2013
As the health care industry continues to undergo significant changes, producers are spending considerable time helping clients address new realities and shape more holistic benefits approaches. Comprehensive changes from the Patient Protection and Affordable Care Act (PPACA, also referred to as the ACA) mean clients are looking for smart, affordable solutions. Read the article.
A Year in Review: Lessons Learned in 2012 by SSC Adam Michaels-Los Angeles, featured in California Broker, January 2013
Many California producers have faced a strenuous road helping clients navigate benefit changes as a result of new health care law. This is a good time to take stock of lessons learned in 2012 and assess potential challenges and opportunities that await brokers in 2013. Read the article.
Retain Top-Tier Workers with Flexible Benefits by John Harmeling, featured in Construction Executive, December 2012
After several tough years of recession, forecasts put the construction industry on a slow upswing. Projected increases in commercial work should infuse communities with development projects and create more construction jobs than in past years. Read the article.
Voluntary Benefits: A Natural For P&C Producers by Dave Willis, featured in Rough Notes, December 2012
Economic changes and shifts in the employee benefits and health insurance arena are opening up opportunities for retail agents and brokers to incorporate voluntary insurance products into their portfolios. Read the article.
Aflac Keeps Duck’s Promise to Customers, Gaining Their Trust in Return by Cynthia Clark, featured in 1 to 1 Magazine, December 2012.
Insurance is a necessity for individuals, but many don't recognize its importance until they really need it. Michael W. Zuna, executive vice president and chief marketing and sales officer at Aflac, is committed to keeping Aflac’s promise to customers—to offer the products and services they need most. Read the article.
Design Benefits for a Diverse Workforce by Audrey Tillman, featured in Society for Human Resource Management, December 2012
When it comes to employee benefit options, one size does not fit all. The 2012 Aflac WorkForces Report uncovered distinct differences among employees of different age groups. As employers and HR benefits advisors design benefits programs to serve multiple generations, these findings may help them to better understand generational needs. Read the article.
While We’re Young by John Harmeling, featured in Best’s Review, December 2012
The untapped adult singles market is a potentially rich source for life insurance sales.
Read the article.
Aflac Sees ACA as Helping Voluntary Benefits Growth by Len Strazewski, featured in Rough Notes, November 2012
Though the national mandate for health insurance is expected to rock the group health insurance industry when it is fully implemented in 2014, voluntary benefits are likely to emerge unscathed. Paul Amos II, President & CEO, Aflac U.S., discusses the demand for voluntary benefits in any health care system. Read the article.
While We’re Young by John Harmeling, featured in Best’s Review, December 2012
The untapped adult singles market is a potentially rich source for life insurance sales.
Read the article.
Understanding Generational Differences to Offer Better Benefits by Todd Mason, featured
in California Broker, December 2012
Today’s workforce is diverse, not only in ethnicity and gender, but also in age. Brokers and
agents who understand how each generation views and values benefits can help HR leaders and managers focus on products that are most meaningful to their employees. Read the article.
Health Care Enrollment Time Tries Workers by Christine Dugas, featured in USA TODAY,
August 2012
Rising out-of-pocket costs, changing benefits help complicate choices. Read the article.
Rich With Promise by Ron Fields, featured in Best's Review, October 2012
Agents are under constant pressure to generate new leads and expand their books of business. One way to accomplish this is to focus on underserved emerging markets. Read the article.
2013 Aflac WorkForces Report (AWR)
American workers are facing a sea of change when it comes to health care options. With rising health care costs and reform legislation, the traditional method of simply picking a comprehensive insurance plan from among a few options offered by an employer will soon be a thing of the past. But will consumers be prepared to take greater control, handle rising costs and make sound decisions? Not according to findings in the 2013 Aflac WorkForces Report (AWR). Read the news release.
Aflac's New Calculator Helps Show Real Cost of Accident and Illness
Aflac, the No. 1 provider of supplemental and guaranteed-renewable insurance in the United States, has launched the Real Cost Calculator, an innovative online tool that helps consumers understand the costs associated with common illnesses and injuries such as cancer, heart attack, fractured limbs and others. With health care costs on the rise, consumers may not be aware of the out-of-pocket medical and household costs they will face if they or a family member are injured or diagnosed with an illness, even if they have major medical insurance. Read the news release.
Aflac Introduces Hospital Advantage Policy
Aflac, the No. 1 provider of voluntary and guaranteed-renewable insurance in the United States, launched a new hospital confinement indemnity insurance policy designed to help with out-of-pocket costs resulting from an unexpected hospital stay or visit to the emergency room. With the average hospital stay in the United States now costing approximately $10,0001, Aflac's new hospital plan is a cost-effective benefits solution that helps workers pay for expenses that are not covered by major medical insurance. Read the news release.
Aflac Enhances Short-Term Disability Policy In California
Aflac, the No. 1 provider of voluntary and guaranteed-renewable insurance in the United States, announced that it now offers an enhanced short-term disability insurance policy in the state of California. The new supplemental insurance policy offers a guaranteed-issue option and increased benefits.Read the news release.
Aflac Expands Suite of New York Employer Insurance Offerings with Group Critical Illness Plan
Aflac, the No. 1 provider of voluntary and guaranteed-renewable insurance in the United States, announced that it now offers its group Critical Illness (CI) insurance plan to employers in the state of New York. The new voluntary group plan complements Aflac’s recently introduced supplemental Hospital Indemnity and Accident plans in New York. Read the news release.
New Interactive Tools Help Consumers and Businesses Assess Protection Levels
Aflac, the No. 1 provider of supplemental and guaranteed-renewable insurance in the United States, has introduced two interactive, online tools that help businesses assess their current benefits programs and consumers to identify gaps in their insurance coverage. The Aflac Wellbeing Assessment Tool allows consumers to determine whether their existing insurance coverage provides adequate financial protection for anticipated and unexpected expenses and the Aflac Benefits Assessment Tool helps benefits decision-makers compare their benefits programs with national best-in-class offerings. Read the news release.
Aflac Broadens New York Employers' Insurance Options with Group Accident Plan
Aflac, the No. 1 provider of voluntary and guaranteed-renewable insurance in the United States, announced it now offers its group accident insurance plan to employers in the state of New York. The new voluntary group plan follows the introduction of Aflac's group Hospital Indemnity plan in New York-giving employers an even wider range of insurance options and completing Aflac's existing roster of individual products. Read the news release.
Small Business Benefits Options Can Generate Year-Round Health Care Savings
As U.S. small business owners review their year-end business performance and set objectives for 2013, decision-makers should include an evaluation of how well existing benefits programs address top fiscal concerns. In fact, controlling health care costs is the most important human resources issue for small businesses, according to the 2012 Aflac WorkForces Report (AWR). Read the news release.
Aflac Launches Vision Now ® Enhanced Vision Insurance Plan
Aflac, the No. 1 provider of voluntary and guaranteed-renewable insurance in the United States, today announced the launch of Aflac Vision Now. The new individual vision insurance plan will offer enhanced benefits with increased benefit payments for regular eye examination and vision correction procedures with no increase in premium. Read the news release.
American Workers Waste Months' Worth of Grocery Costs Due to Poor Benefits Choices
New research reveals that 56 percent of employees estimate they waste up to $750 because of mistakes made with insurance benefits elections, which could represent up to four months of an individual’s critical grocery budget. Read the news release.
Aflac Launches Group Hospital Indemnity Plan in New York
Aflac, the No. 1 provider of voluntary and guaranteed-renewable insurance in the United States, today announced that it now offers its group Hospital Indemnity (HI) insurance plan to employers in the state of New York. The new voluntary group benefit provides employers an even wider range of insurance options and complements Aflac's existing roster of individual products.
Read the news release.
Best and Brightest Looking to Pink-Slip Employers
Despite the uncertainty in the country’s current employment situation, many American workers who identify themselves as top performers are thinking about changing jobs. In line with research showing the recent uptick of voluntary quits in the workplace, the 2012 Aflac WorkForces Report revealed nearly half of U.S. workers (49 percent) are at least somewhat likely to look for a job this year. Read the news release.
Americans in Denial About Likelihood of Accidents and Serious Illnesses
Key findings from the 2012 Aflac WorkForces Report reveal many U.S. workers are unprepared to handle financial consequences of unexpected health issues. Read the news release.