Individual policies pay directly to policyholders unless assigned otherwise, to help cover what insurance doesn't. Aflac helps provide peace of mind when employees need it most.

Our group products are guaranteed-issue and available at competitive rates for companies with as few as 100 employees. Group plans are easy to understand, easy to enroll, and easy to administer.

If you are unsure which product type (group or individual) makes the most sense for your business, let us help you decide.