Aflac’s Wingspan^SM HSA and HRA programs allow your clients' to make HSA and HRA-Qualified health insurance policies available to their employees while making administration of savings accounts and reimbursement arrangements easy.

Employer Incentive
While saving money by lowering employee taxable income, any contributions your clients' make as an employer are not taxable, allowing for additional tax savings.

Employee Incentive
HSAs allow your clients' employees to cover high medical expenses with pre-tax dollars. With accounts that roll over annually and are portable, their employees will enjoy greater control of their benefits.

Employer Incentive
HRAs are employer-funded and allow businesses to reimburse employees for qualified medical expenses. Your clients receive expense deductions for their payments, which could lead to substantial savings for their business.

Employee Incentive
Your clients' employees can use funds to help pay for qualified medical expenses that may not be covered by their health plan.