Articles

Viewpoints

Keeping in touch with clients is key to maintaining – and establishing – great relationships. Our ready-to-use articles make it easy to reach out to key decision-makers, prospects and clients. Stay in contact by downloading and printing our timely messages for mail- or hand-delivery, or attach them to your emails.


Road map for the future

Each year, Aflac partners with Research Now to survey employers, workers and brokers to gauge their attitudes and opinions about health care and health insurance. The information is used to compile a comprehensive report about insurance and money issues. You can use the data to give current and prospective clients “gee-whiz” information that proves you're more knowledgeable about their needs than the rivals competing for their business. Read more.

Sales opportunities for brokers; potential savings for employers

Companies offering voluntary accident and disability insurance report reductions in workers’ compensation claims and absenteeism. Read more.

Brokers play pertinent role in health care exchanges

While some brokers believe public health care exchanges pose a threat to their business, the exchanges boast a massive opportunity for building revenue volume and diversifying revenue streams. With the individual mandate, the individual health insurance tax credits, and the new health insurance exchanges, a lot more consumers are buying individual coverage. And the topic of health insurance is hotter than ever before. Read more.

What your accounts should know about voluntary insurance: A broker's guide
Changes to the way major medical insurance is purchased and delivered have made voluntary insurance more critical to a complete benefits plan than ever. Voluntary insurance options benefit employees – and they're just plain good business for U.S. companies. Read more.

Better together: The truth about insurance policy riders

What’s commonly known as a rider – an add-on to a basic insurance policy – can help make all the difference in the overall value of an insurance policy. Think of a rider as a little extra something that’s added to a basic life or health insurance policy to sweeten the deal and personalize coverage. Read more.

Voluntary insurance: Go with the group or go it alone?

Most employer-paid health insurance benefits, including major medical coverage, fall into “the more the merrier” category, with employees enrolling in group plans. But when it comes to voluntary coverage, both group and individual plans have distinct advantages, and employers can choose to provide workers with access to one or the other – or even both. Read more.

What is voluntary insurance – and why do employees need it?

Today’s workers are looking closely at their insurance coverage to identify gaps that might leave them vulnerable to medical expenses they’re ill-equipped to pay. Enter voluntary insurance, a type of coverage that’s not required or mandated, with enrollment that’s completely optional – which is why it’s known as “voluntary.” Read more.

Make 3 foundational decisions today for a successful 2015

While health care reform is getting into full swing, some companies are taking a “wait and see” approach in 2014. However, there are several important, tangible steps your business can take today to lay a firm foundation for the new era of health care in 2015. Get ahead of the curve by making three foundational decisions. Read the article.

Case Studies


Voluntary insurance gives broker firm an edge over competitors

Voluntary insurance policies help Corporate Strategies, Inc. to create new revenues for where they didn't exist before. Read the article.

Wingman program helps accelerate voluntary business growth

Aflac’s Wingman Program came at just the right time for Ralph C. Wilson Agency. Read the article.