Press Releases
Aflac Incorporated to Present at the Raymond James Annual Institutional Investors Conference

COLUMBUS, Ga., March 2, 2005 /PRNewswire-FirstCall via COMTEX/ -- Aflac Incorporated (NYSE: AFL) announced today that it will make a presentation at the Raymond James Annual Institutional Investors Conference. President and Chief Financial Officer Kriss Cloninger III will represent Aflac Incorporated, and he is scheduled to speak at this event on March 8, 2005, at approximately 1:40 p.m. EST.

Mr. Cloninger's presentation will be webcast live at the following web address: http://www.wsw.com/webcast/rjii05/afl . During the Aflac Incorporated presentation, Mr. Cloninger will discuss the company's outlook for 2005 and its strategy for growth in the U.S. and Japanese insurance markets.

Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan. Aflac's innovative products provide protection to more than 40 million people and go beyond traditional insurance by directly paying claimants with cash benefits. Aflac's products are primarily sold at worksites in the United States. In January 2005, Aflac was included in Fortune magazine's list of the "100 Best Companies to Work For in America" for the seventh consecutive year. Aflac has also been included in both Forbes magazine's "Platinum 400 List of America's Best Big Companies" and in Fortune magazine's listing of "America's Most Admired Companies" for five consecutive years. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL.

To find out more about Aflac, visit aflac.com.

     Analyst and investor contact -
     Kenneth S. Janke Jr., 800.235.2667 - option 3, FAX: 706.324.6330, or
     kjanke@aflac.com

     Media contact -
     Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated

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Contact:
Laura Kane
Vice President
External Relations
Aflac incorporated
at 1-706-596-3493.
or
Jon Sullivan
Executive Publicist
External Communications
Aflac incorporated
at 1-706-763-4813.