COLUMBUS, Ga., Feb 10, 2005 /PRNewswire-FirstCall via COMTEX/ -- Aflac Incorporated (NYSE: AFL) announced today that it will make a presentation at the Merrill Lynch Insurance Investors Conference. Mr. Daniel P. Amos, chairman and chief executive officer, will represent Aflac Incorporated and is scheduled make a luncheon presentation on February 16, 2005, at approximately 12:20 p.m. EST.

Mr. Amos' presentation will be Webcast live at the following web address: http://www.wsw.com/webcast/ml31/afl/ . During the Aflac Incorporated presentation, Mr. Amos will discuss the company's outlook for 2005 and its strategy for growth in the U.S. and Japanese insurance markets.

Aflac is the number one provider of guaranteed-renewable insurance in the United States and Japan. Aflac's innovative products provide protection to more than 40 million people and go beyond traditional insurance by directly paying claimants with cash benefits. Aflac's products are primarily sold at worksites in the United States. In Japan, Aflac is the largest life insurer in terms of individual insurance policies in force. In January 2005, Aflac was included in Fortune magazine's list of "The 100 Best Companies to Work For in America" for the seventh consecutive year. Aflac has also been included in Forbes magazine's "Platinum 400 List of Best Big Companies in America" for five consecutive years and in Fortune magazine's listing of "America's Most Admired Companies" for four consecutive years. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com.

Analyst and investor contact - Kenneth S. Janke Jr., 800.235.2667 - option 3, FAX: 706.324.6330, or kjanke@aflac.com

Media contact - Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated