COLUMBUS, Ga., Sept. 13 /PRNewswire-FirstCall/ -- AFLAC Incorporated announced today that it will webcast its analyst meeting that will be conducted in Tokyo, Japan. Members of AFLAC Japan's management and its sales force will discuss the company's operations in Japan. The meeting agenda follows:

     September 20, 2004, 8:15 p.m. - 11:00 p.m. EDT
     (September 21, 2004, 9:15 a.m. - noon Tokyo time)

     Introduction to AFLAC Japan and its Market
     Charles D. Lake II, President, AFLAC Japan

     AFLAC Japan Marketing
     Atsushi Yagai, Executive Vice President; Director of Marketing & Sales,
     AFLAC Japan

     AFLAC Japan Operations
     Hiroshi Yamauchi, First Senior Vice President; Director of Operations,
     AFLAC Japan

     AFLAC Japan Investments
     Yuji Arai, Vice President, Investments; Investment Analysis, Acting
     Director of Financial Division, AFLAC Japan

     AFLAC Japan Financial Update
     Allan O'Bryant, President, AFLAC International; Deputy Chief Financial
     Officer, AFLAC Incorporated

     September 21, 2004, 12:30 a.m. - 3:00 a.m. EDT
     (September 21, 2004, 1:30 p.m. - 4:00 p.m. Tokyo time)

     The Operations of an Affiliated Corporate Agency
     Hiroshi Idogawa, President, Hitachi Insurance Services

     The Activities of an Individual Agency
     Megumi Tanabe, Executive Vice President, TM Life Consultant

     Marketing Cancer Insurance Through Dai-ichi Mutual Life
     Masaki Emi, Kawagoe Sales Branch Manager, Dai-ichi Mutual Life Insurance
     Company

The presentations will be webcast at aflac.com under the Investor Relations page. Registration for the event is required and may be done at any time prior to the conference call. Participants should be online three to five minutes prior to the scheduled start time. A replay will be available for two weeks beginning September 23.

AFLAC Incorporated (NYSE: AFL) is an international holding company. A Fortune 500(R) company, AFLAC insures more than 40 million people worldwide. It is a leading writer of insurance products marketed at the worksite in the United States, offering policies to employees at more than 307,600 payroll accounts. The company insures one out of four Japanese households and is the largest life insurer in Japan in terms of individual insurance policies in force. In January 2004, AFLAC was included in Fortune magazine's list of "The 100 Best Companies to Work for" for the sixth consecutive year. Also in January 2004, AFLAC was named to Forbes magazine's "Platinum 400 List of Best Big Companies in America" for the fifth consecutive year. In March 2004, Fortune magazine included AFLAC in its annual listing of "America's Most Admired Companies." AFLAC's Internet address is aflac.com .

     Analyst and investor contact - Kenneth S. Janke Jr., (800) 235-2667 -
      option 3, FAX: (706) 324-6330, or kjanke@aflac.com
     Media contact - Laura Kane, (706) 596-3493, FAX: (706) 320-2288, or
      lkane@aflac.com