Press Releases
AFLAC Incorporated to Present at the Raymond James Annual Institutional Investors Conference

COLUMBUS, Ga., Feb. 23 /PRNewswire-FirstCall/ -- AFLAC Incorporated (NYSE: AFL) announced today that it will make a presentation at the Raymond James Annual Institutional Investors Conference. Mr. Kriss Cloninger III, President and CFO, will represent AFLAC Incorporated and is scheduled to speak at 11:35 a.m. EST on March 1, 2004.

Mr. Cloninger's presentation will be Webcast live at the following web address: http://www.wallstreetwebcasting.com/webcast/rjii04/afl

During the AFLAC Incorporated presentation, Mr. Cloninger will discuss the company's outlook for 2004 and its strategy for growth in the U.S. and Japanese insurance markets.

AFLAC Incorporated (NYSE: AFL) is an international holding company. A Fortune 500(R) company, AFLAC insures more than 40 million people worldwide. It is a leading writer of insurance products marketed at the worksite in the United States, offering policies to employees at more than 288,100 payroll accounts. The company insures one out of four Japanese households and is the largest life insurer in Japan in terms of individual policies in force. In March 2003, Fortune magazine included AFLAC in its annual listing of "America's Most Admired Companies." In July 2003, Fortune named AFLAC to its list of "America's 50 Best Companies for Minorities." In January 2004, AFLAC was included in Fortune magazine's list of "The 100 Best Companies to Work For" for the sixth consecutive year. Also in January 2004, AFLAC was named to Forbes magazine's "Platinum 400 List of Best Big Companies in America" for the fifth consecutive year. AFLAC's Internet address is aflac.com.

Analyst and investor contact - Kenneth S. Janke Jr., (800) 235-2667 - option 3, FAX: (706) 324-6330, or kjanke@aflac.com

Media contact - Laura Kane, (706) 596-3493, FAX: (706) 320-2288, or lkane@aflac.com

SOURCE  AFLAC Incorporated
CONTACT:  Analysts and investors, Kenneth S. Janke Jr.,
+1-800-235-2667 - option 3, or Fax, +1-706-324-6330, or kjanke@aflac.com, or
Media, Laura Kane, +1-706-596-3493, or Fax, +1-706-320-2288, or
lkane@aflac.com, both of AFLAC Incorporated
 

 For Business, National and       International media.
 For Trade and regional       press inquiries.
 For General inquiries.
Contact:
Laura Kane
Vice President
External Relations
Aflac incorporated
at 1-706-596-3493.
or
Jon Sullivan
Executive Publicist
External Communications
Aflac incorporated
at 1-706-763-4813.