Press Releases
AFLAC Incorporated to Release Fourth Quarter Results on February 2, 2004

COLUMBUS, Ga., Jan 26, 2004 /PRNewswire-FirstCall via COMTEX/ -- AFLAC Incorporated announced today that it will release fourth quarter financial results after the market closes on February 2, 2004.

In conjunction with the earnings release, AFLAC will conduct a webcast of an analyst meeting on February 4. During the webcast, Chairman and Chief Executive Officer Daniel P. Amos will discuss AFLAC's fourth quarter results and the company's outlook for 2004. Following Mr. Amos' comments, Kenneth S. Janke Jr., senior vice president of investor relations, will review the company's financial results. Other members of management will also be available for comment including President and Chief Financial Officer Kriss Cloninger; Executive Vice President, AFLAC U.S. Internal Operations Aki Kan; Senior Vice President, Chief Investment Officer Joe Smith; and Senior Vice President, Director of U.S. Sales Brad Jones.

The webcast will be accessible on the investor relations page of aflac.com. Registration for the event is required and may be done at any time prior to the webcast. The presentations on February 4 are scheduled to start at approximately 7:10 p.m. EST. Participants should be online three to five minutes prior to the scheduled start time.

AFLAC Incorporated (NYSE: AFL) is an international holding company. A Fortune 500(R) company, AFLAC insures more than 40 million people worldwide. It is a leading writer of insurance products marketed at the worksite in the United States, offering policies to employees at more than 278,900 payroll accounts. The company insures one out of four Japanese households and is the largest life insurer in Japan in terms of individual policies in force. In January 2004, AFLAC was included in Fortune magazine's list of "The 100 Best Companies to Work for" in America for the sixth consecutive year. In March 2003, Fortune also included AFLAC in its annual listing of "America's Most Admired Companies." And in July 2003, Fortune named AFLAC to its list of "America's 50 Best Companies for Minorities." AFLAC's Internet address is aflac.com.

     Analyst and investor contact - Kenneth S. Janke Jr., (800) 235-2667 -
     option 3, FAX: (706) 324-6330, or kjanke@aflac.com

     Media contact - Laura Kane, (706) 596-3493, FAX: (706) 320-2288, or
     lkane@aflac.com

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Contact:
Laura Kane
Vice President
External Relations
Aflac incorporated
at 1-706-596-3493.
or
Jon Sullivan
Executive Publicist
External Communications
Aflac incorporated
at 1-706-763-4813.