The passage of the Patient Protection and Affordable Care Act — commonly known as health care reform — has many Americans taking a closer look at their major medical insurance policies and related coverage. Current Aflac policyholders, as well as those considering one or more of our policies, should know that the need for our products is unchanged by the reform.
If you’re an Aflac policyholder, you already know about the financial security and peace of mind your Aflac policies can help provide in the event of a serious accident or illness.
It is important to remember that health care reform is intended to ensure that Americans of all ages and incomes are protected by creditable, comprehensive major medical health insurance. Aflac policies are not major medical insurance. Our products help you cope with daily living expenses and out-of-pocket costs associated with accidents or illnesses — costs major medical insurance was never intended to cover.
Our policies pay in addition to major medical insurance. And because cash is always welcome in the event of sickness or injury, we know the protection Aflac offers will continue to be in demand. After all, Aflac is highly valued by citizens of Japan, a country that has long had a national health care system in place.
If you’re not currently an Aflac policyholder, we’d like you to know that our coverage is intended to supplement major medical insurance. Aflac policies help our policyholders cover expenses such as their mortgage payments, utilities and car payments in the event of injury or illness. In other words, the bills major medical insurance doesn’t pay, but that arrive even if they are sick or hurt. With Aflac, our policyholders can concentrate on what’s really important — getting well.
If you would like more information about health care reform, the Kaiser Family Foundation is a great resource for information. The Foundation’s website offers:
General information about health care reform.
A health care reform summary.
A detailed implementation timeline.
Our promise: No matter what changes come our way as health care reform is implemented, Aflac will continue as a beacon of hope for Americans who are counting on us to be here when they need us most.
Sincerely,
Dan Amos, Chairman and Chief Executive Officer
