In light of the recent U.S. Supreme Court ruling regarding the Patient Protection and Affordable Care Act — commonly known as health care reform —many Americans are taking a closer look at their major medical insurance policies and related coverage. Current Aflac policyholders, as well as those considering one or more of our policies, should know that the need for and coverage provided by our products are even more relevant and valuable.
If you're an Aflac policyholder, you already know about the financial security and peace of mind your Aflac policies can help provide in the event of a serious accident or illness.
It is important to remember that health care reform is intended to ensure that Americans of all ages and incomes are protected by creditable, comprehensive major medical health insurance. Aflac policies are not major medical insurance. Our policies help you cope with daily living expenses and out-of-pocket costs associated with accidents or illnesses — costs major medical insurance was never intended to cover.
Our policies pay in addition to major medical insurance. And because cash is always welcome in the event of sickness or injury, we know the protection Aflac offers will continue to be in demand. We have seen this value in Japan, a country that has had a national health care system for many years. Our policies are highly regarded by the citizens of Japan, and in Japan, Aflac is the No. 1 insurance company for individual policies.
If you're not currently an Aflac policyholder, we'd like you to know that our coverage is intended to supplement major medical insurance. Aflac policies help our policyholders with expenses such as their mortgage payments, utilities and car payments in the event of injury or illness. In other words, the bills major medical insurance doesn't pay, but that arrive even if you are sick or hurt. With Aflac, our policyholders can concentrate on what’s really important — getting well.
Our promise: As the implementation of health reform continues, Aflac will continue as a beacon of hope for Americans who are counting on us to be here when they need us most.
Dan Amos, Chairman and Chief Executive Officer
To view a letter for Aflac partners regarding health care reform, click here.