Notifications from Aflac

We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Utah policyholders residing in Utah who were affected by the wildfires, Aflac will provide a premium grace period starting July 31, 2025, and ending Sept. 29, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Humboldt, Mendocino, Modoc, Napa, Shasta, Sonoma, and Trinity Counties affected by the winter storms, Aflac will provide a premium grace period starting Jan. 31, 2025, and ending Sept. 29, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for North Dakota policyholders residing in North Dakota who were affected by the severe summer storms and tornadoes, Aflac will provide a premium grace period starting June 21, 2025, and ending Aug. 20, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting July 16, 2025, and ending Sept. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Oregon policyholders residing in Crook County who were affected by the wildfires, Aflac will provide a premium grace period starting July 12, 2025, and ending Sept. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent flooding:

To help provide relief for Texas policyholders and/or certificate holders residing in Bandera, Bexar, Burnet, Caldwell, Coke, Comal, Concho, Gillespie, Guadalupe, Kendall, Kerr, Kimble, Llano, Mason, McCulloch, Menard, Reeves, San Saba, Tom Green, Travis, and Williamson counties who were affected by the flooding, Aflac will provide an extended premium grace period starting July 2, 2025, and ending Sept. 8, 2025. This grace period also includes an extension of filing deadlines for claims and leniency for any other actions required under the policy and/or certificate. Aflac will provide a replacement copy of the policy and/or certificate upon request by the policyholder and/or certificate holder.

For Network Dental and Vision Members:

This grace period also includes an extension of filing deadlines for claims; temporary relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability of in-network providers or member displacement; and leniency for any other actions required under the certificate.

Affected members should contact Aflac Benefits Solutions (formerly Argus Dental and Vision) at 855-819-1873, option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Oregon policyholders residing in Klamath County who were affected by the wildfires, Aflac will provide a premium grace period starting July 8, 2025, and ending Sept. 08, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Oregon policyholders residing in Umatilla County who were affected by the wildfires, Aflac will provide a premium grace period starting July 2, 2025, and ending Sept. 02, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To provide relief for New Mexico policyholiders and/or certificate holders residing in Grant County and affected by the Trout Fire, Aflac will provide the following protections for policyholders and/or certificate holders: Provide an extended premium grace period from Thursday, Jun. 12, 2025 through Monday, Sep. 15, 2025. Offer policyholders and/or certificate holders a payment plan of no less than six (6) months if unable to pay the delinquency after the extended day grace period (This applies to all coverages except life.). Work with policyholders and/or certificate holders on premium payments to prevent lapse and cancellation of policies. Waive late fees and penalties. Waive early refill time limits on active prescriptions. Allow additional time for actions required under the policy and/or certificate and the submission of documents due to limited access to service and mobility. Provide an extension of filing deadlines for claims and leniency for any other action required under the policy and/or certificate. Provide a copy of the policy and/or certificate to the policyholder and/or certificate holder upon request.

In addition to the above, Aflac through Aflac Benefits Solutions will provide the following protections for Network Dental and Vision members and providers: Waive cost sharing and deductibles. Permit one eyeglass or contact lens replacement and one hearing aid replacement during the pendency of the Emergency Order, waiving frequency limitations. Permit one replacement for dentures or other prosthodontic devices during the pendency of this Emergency Order, waiving frequency limits. Waive additional fees, charges, referrals, eligibility and prior authorization requirements for medically necessary services, whether emergent or not. This applies to benefits and services obtained from both in- and out-of-network providers. Extend medical providers' reporting requirements for claims submissions and for additional information relating to claims. Fully reimburse out-of-network providers at the usual, customary, and reasonable rate.

Affected members should contact Aflac Dental and Vision (formerly Argus Dental and Vision) at 855-819-1873, option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Oregon policyholders residing in Jefferson County who were affected by the wildfires, Aflac will provide a premium grace period starting June 16, 2025, and ending Aug. 18, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for California policyholders residing in Los Angeles County affected by the wildfires, Aflac will provide a premium grace period starting Dec. 9, 2024, and ending Aug. 18, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for Oregon policyholders residing in Wasco County who were affected by the wildfires, Aflac will provide a premium grace period starting June 11, 2025, and ending Aug. 11, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for Maryland policyholders residing in Allegany and Garrett Counties affected by the flooding, Aflac will provide a premium grace period starting May 13, 2025, and ending July 14, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Trinity County affected by the Dec. 15, 2024, and Dec. 29, 2024, winter storms, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.

For Network Dental and Vision Members:

This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent levee failure:

To help provide relief for California policyholders residing in San Joaquin County affected by the Oct. 21, 2024, Victoria Island Levee failure, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.

For Network Dental and Vision Members:

This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.

For Network Dental and Vision Members:

This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


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Original Aflac Logo

La historia de nuestra compañía comenzó hace casi sesenta años con la idea de tres hermanos (John, Paul y Bill Amos) quienes vieron una necesidad de protección financiera cuando se presenta una situación médica. Mientras Aflac continúa evolucionando como compañía, mantenemos el espíritu de nuestros fundadores al conservar nuestro compromiso de poner primero a los titulares de la póliza.

1955 – 1969: Una época de visión

1955

    Aflac in the Swift building

American Family Life Insurance Company of Columbus fue fundada el 17 de noviembre, cuando John, Paul y Bill Amos empezaron en un pequeño complejo de seis salones en el centro de Columbus, Georgia. La compañía comenzó con solo 16 empleados y 60 agentes. Después de su primer año de operación, American Family Life Insurance Company tenía más de 6,400 titulares de póliza y $388,000 en activos.

 

1958

American Family Life fue pionera en la introducción de la póliza de cáncer tras identificar la necesidad de aliviar la carga financiera de los pacientes con cáncer y sus familias.

 

1964

Aflac office in the 1950s

American Family Life empezó a las “ventas en conjunto”, lo que consistía en vender los productos relacionados con el cáncer en el lugar de trabajo además de venderlos directamente a los consumidores.

La compañía se convirtió en American Family Life Assurance Company of Columbus, un cambio de nombre que más tarde prepararía el terreno para que Aflac tuviera una de las campañas publicitarias más innovadoras de la historia.

 
 
Los años setenta: Una década de expansión

1970

American Family Life pasa de ser una pequeña compañía regional a ser una aseguradora nacional de rápido crecimiento con licencia en 37 estados.

 

1974

Aflac Japan Introduction1 de octubre - American Family Life se volvió internacional y comenzó a vender seguros en Japón, convirtiéndose en apenas la tercera compañía estadounidense en hacerlo. Dentro del primer año, la compañía había expedido $25 millones en primas.

Aflac Opens on the NYSE14 de junio – Ese mismo año, American Family Life Assurance Company of Columbus comenzó a cotizar en la Bolsa de Valores de New York (NYSE), con AFL abriendo en $7.25 por acción.

 

1975

Aflac Tower Dedication

Para acomodar el increíble crecimiento, los empleados de American Family Life se mudaron con gran emoción al edificio de las oficinas centrales de diecinueve pisos con un costo de $7.1 millones, totalmente pagado.

 
 
Los años ochenta: Una década de progreso

En los años ochenta continuamos nuestro progreso con el desarrollo de una estrategia que aumentaba nuestra línea de productos y expandía nuestro sistema de distribución.

1982

La compañía alcanzó otro acontecimiento al incrementar su total de activos a más de $1,000 millones.

 

1984

Aflac de Estados Unidos introdujo una póliza de accidente y un beneficio de primera incidencia a la póliza de cáncer. Aflac Japón también introdujo otro producto innovador, la primera póliza de cuidado por demencia en el mundo.

 

1989

Aflac Opens on the NYSE

American Family Life Assurance Company of Columbus adoptó el acrónimo “Aflac.”

 
 
Los años noventa: Una década de innovación

El inicio de la década de 1990 marcó el lanzamiento de la primera campaña publicitaria nacional de Aflac diseñada para incrementar el reconocimiento del nombre de la compañía y establecer la base para una década de gran crecimiento. El seguro de accidente/incapacidad se convirtió en el producto más vendido por Aflac Estados Unidos

1990

Daniel P. Amos se convirtió en el director ejecutivo de Aflac Incorporated y Paul S. Amos se convirtió en presidente.

 

1995

Children's Healthcare of Atlanta Logo

Aflac enfocó sus esfuerzos filantrópicos nacionales en el tratamiento y cura del cáncer infantil, y destinó $3 millones para establecer el Centro de Cáncer de Aflac en el Hospital de Niños de Egleston.

 

1996

Aflac Estados Unidos introdujo SmartApp®, una aplicación que revolucionó el proceso de solicitud de pólizas al permitir a los agentes emitirlas electrónicamente de manera más rápida y conveniente que antes. En 1999, SmartApp® recibió el premio Computerworld Smithsonian Award for Excellence in Technology.

 

1999

Aflac Japón se unió a la Asociación Contra el Cáncer Infantil de Japón para construir la primera Casa para Padres de Aflac.

La década de 2000:
Una década de Reconocimiento

Reconocimiento de marca: El éxito y el progreso de Aflac continuaron hacia el nuevo milenio con el lanzamiento de la campaña del Pato de Aflac, que catapultó a Aflac en la percepción de las personas hasta un punto en el que 9 de cada 10 personas reconocían la marca de Aflac tanto en los Estados Unidos como en Japón.

2000

  Aflac's Park Bench Commercial

1 de enero – El Pato de Aflac apareció en la escena en su primer comercial “Park Bench”. Desde entonces, el Pato de Aflac se ha convertido en un ícono internacional de la publicidad y ha aparecido en más de 70 comerciales en los Estados Unidos.

 

2003

El Pato de Aflac fue presentado en Japón y poco tiempo después Aflac Japón se convirtió en la compañía de seguros número 1 en Japón en términos de número de pólizas individuales vigentes.

 

2005

Aflac cambió su logotipo para incluir al Pato de Aflac.

 

2008

Reconocimiento a la gestión corporativa: Aflac se convirtió en la primera empresa de propiedad pública de los Estados Unidos en otorgar a sus accionistas un voto consultivo sobre la compensación, denominado "Say on Pay" (opinión sobre la remuneración).

Premios de reconocimiento: En los años 2000, Aflac continuó con sus grandes logros y el mundo comenzó a notarlos. Durante los años 2000, Aflac formó parte repetidas veces de la lista de las Mejores Compañías para Trabajar (“Best Companies to Work For”) y de las Compañías más Admiradas (“Most Admired Companies”) de la revista Fortune, y también integró la lista de las Compañías más Éticas del Mundo (“World’s Most Ethical Companies”) de la revista Ethisphere, para mencionar solo algunas.

 

2009

Aflac completó la adquisición de Continental American Insurance Company, la cual ahora lleva el nombre de Aflac Group Insurance.

 
 
La década del 2010 y más allá: Abriendo Nuestras Alas

2011

Aflac U.S. superó los $5 mil millones en primas anualizadas en vigencia por primera vez.

 

2011

Aflac fue la primera compañía en aportar más de $1 millón a la Cruz Roja para asistencia tras el tsunami en Japón.

 

2012

Aflac aterrizó en el puesto número 69 de los “Green Rankings” de Newsweek de las 500 compañías más grandes.

 

2012

Por primera vez, Aflac invitó a un paciente del Centro del Cáncer de Aflac a diseñar el popular Pato de Aflac para las fiestas navideñas. Cada año se venden miles de patos en las tiendas de Macy’s de todo el país y en línea, y las ganancias se utilizan para apoyar programas de tratamiento para el cáncer infantil en el área en la que se vendió el pato.

 

2013

El director ejecutivo de Aflac, Dan Amos, aceptó el premio “Salute to Greatness” otorgado por el Centro Dr. Martin Luther King, Jr. en Atlanta.

 

2013

Aflac apareció por decimotercera ocasión en la lista de las compañías más admiradas en el mundo de la revista Fortune.